12 Lothrop St, Apt 7, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 12 Lothrop St, Apt 7, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,754 sqft · built 1910
Lot Size	0.654 acres (28,501 sqft)
Owner	2 Trust Names on File
Last Sale	$559,000 (Aug 2017)
Tax Bill	$8,115 (2025)
Deeds & Mortgages	Jun 2022 Sale Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13023`

Property Details

APN / Parcel Number

Primary APN	`13023`
Alternative APNs	`BEVE M:0002 B:0074 L:0007` `RMD`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	7 Units
Stories	2 Stories
Building Area	1,754 sqft Living Area
Gross Area	2,407 sqft
Basement Area	817 sqft
Unfinished Basement	204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Other
Lot Area	28,501 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	13023
Street Address	12 LOTHROP ST, 7
City	BEVERLY
State	MA
Zip	01915-5177
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMD
Legal Block	74
Legal Lot Number	7
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3015
Census Tract	217402

Owner

12 Lothrop St, Apt 7 is owner-occupied and held in a trust since May 2024.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12 LOTHROP ST, 7, BEVERLY, MA 01915-5177
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Condominium Deed, Transfer
Aug 31, 2017	Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Prior Sale	May 26, 2015
Deed Book / Page	36144 / 360
Last Transfer Date	May 3, 2024
Transfer Doc	042134-603
Record Updated	Oct 29, 2026

June 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BEVERLY MA
Recording Date	Jun 30, 2022
Property Address	12 LOTHROP ST APT 7, 7, BEVERLY, MA 01915-5177
Document Number	0041039-61
Book / Page	41039 / 61
Instrument Date	Jun 8, 2022
Instrument	20220630004070
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LOTHROP ST APT 7, 7, BEVERLY, MA 01915-5177

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Aug 31, 2017
Property Address	12 LOTHROP ST APT 7, 7, BEVERLY, MA 01915-5177
Document Number	36144-360
Book / Page	36144 / 360
Instrument	251
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LOTHROP ST APT 7, 7, BEVERLY, MA 01915-5177

Mortgage

Document Number	361440364
Date	Aug 31, 2017
Instrument	36144/0364

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Lothrop St, Apt 7 was $8,115, up 5.2% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,115.00 (+5.18%)	$738,400 (+7.48%) Building $738,400	$588,430
2024	$7,715.00 (+5.54%)	$687,000 (+5.82%) Building $687,000
2023	$7,310.00	$649,200 Building $649,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Lothrop St, Apt 7 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	116 units insured incl. 106 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Lothrop St, Apt 7 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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