12 Lothrop St, Apt 2, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 12 Lothrop St, Apt 2, Beverly, MA 01915

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,530 sqft · built 1910
Lot Size0.654 acres (28,501 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Apr 2014)
Tax Bill$7,467 (2025)
Deeds & MortgagesOct 2020 Refinance
Flood ZoneZone X (minimal risk)
APN13018

Property Details

APN / Parcel Number

Primary APN13018
Alternative APNs
  • BEVE M:0002 B:0074 L:0002
  • RMD

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units7 Units
Stories2 Stories
Building Area1,530 sqft Living Area
Gross Area1,916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2000
Architectural StyleOther
Exterior MaterialBrick
Construction TypeSteel Frame
Roof TypeFlat
Roof MaterialOther
Lot Area28,501 sqft
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number13018
Street Address12 LOTHROP ST, 2
CityBEVERLY
StateMA
Zip01915-5177
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMD
Legal Block74
Legal Lot Number2
JurisdictionBEVERLY MA
Township / Civil DivisionBEVERLY
Census Block Group3
Census Block3015
Census Tract217402

Owner

12 Lothrop St, Apt 2 is owned and occupied by an individual who bought it in April 2014.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address12 LOTHROP ST, 2, BEVERLY, MA 01915-5177
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2014 · Amount on File
Deed SaleApr 1, 2014 · Amount on File
Deed Document Number201440100316
Deed Book / Page33195 / 39
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEVERLY MA
Property Address12 LOTHROP ST APT 2, 2, BEVERLY, MA 01915-5177
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39120-244
DateOct 30, 2020
Book Page39120/244
Instrument20201030002240
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Lothrop St, Apt 2 was $7,467, up 5.3% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityBeverly City
Unified School DistrictBeverly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,467.00 (+5.27%)$679,400 (+7.57%) Building $679,400$684,580
2024$7,093.00 (+5.6%)$631,600 (+5.88%) Building $631,600
2023$6,717.00$596,500 Building $596,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Lothrop St, Apt 2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 individual policies
Nearby Flood Policies116 units insured
incl. 106 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Lothrop St, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEVERLY WATER DEPT
serves 47,461 people · EPA ID MA3030000
Water SourcePurchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State InspectionNov 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

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