St. Charles County property record for 12 Loris Ln, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,809 sqft · built 2009 |
| Lot Size | 0.019 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Nov 2020) |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T080800368 |
| Primary APN | T080800368 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Basement Area | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Lot Area | 871 sqft (0.019 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 27 sqft |
| Patio Area | 153 sqft |
| Account Number | T080800368 |
|---|---|
| Old Parcel Number | T080800368 |
| Street Address | 12 LORIS LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6714 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | AUTUMN FOREST UNITS 4-8 LOT 5 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | AUTUMN FOREST UNITS 4-8 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
12 Loris Ln, a condominium, is owned and occupied by an individual who bought it in November 2020.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Warranty Deed, Transfer GUILD MTG |
| Mar 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on File |
| Deed Sale | Nov 30, 2020 · Amount on File |
| Prior Sale | Mar 28, 2017 · Amount on File |
| Deed Document Number | 0202092865 |
| Deed Book / Page | 2020 / 92865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 30, 2020 |
| Property Address | 12 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Document Number | 0000092865 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 92865 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 LORIS LN ST CHARLES MO 633036714, ST CHARLES, MO 63303-6714 |
| Document Number | 92866 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 92866 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 28, 2017 |
| Property Address | 12 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Document Number | 0067181204 |
| Book / Page | 6718 / 1204 |
| Map Reference | MB 44 PG 337 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 20170328000183630 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Document Number | 20170328000183640 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 20170328000183640 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 12 Loris Ln was $2,790.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 | $46,335 | $243,868 |
| 2023 | $49,022 | ||
| 2022 | $258,012 Building $258,012 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Loris Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Loris Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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