St. Charles County property record for 20 Loris Ln, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,809 sqft · built 2011 |
| Lot Size | 0.019 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jun 2021) |
| Tax Bill | $2,785 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T080800396 |
| Primary APN | T080800396 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Basement Area | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Lot Area | 871 sqft (0.019 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 27 sqft |
| Patio Area | 120 sqft |
| Account Number | T080800396 |
|---|---|
| Old Parcel Number | T080800396 |
| Street Address | 20 LORIS LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6714 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | AUTUMN FOREST UNIT 9-12 LOT 9 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | AUTUMN FOREST UNIT 9-12 |
| Legal Lot Number | 9 |
| Legal Unit | 9-12 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
20 Loris Ln, a condominium, is owned and occupied by an individual who bought it in June 2021.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 20 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage ALLTRU FCU |
| Jun 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 11, 2021 | Warranty Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Jul 25, 2017 | Warranty Deed, Transfer OTHER |
| Jul 25, 2017 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2021 · Amount on File |
| Deed Sale | Jun 11, 2021 · Amount on File |
| Prior Sale | Jul 25, 2017 · Amount on File |
| Deed Document Number | 0202149935 |
| Deed Book / Page | 2021 / 49935 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 20 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Document Number | 0000032982 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023R-032982 |
| Name | ALLTRU FCU |
|---|---|
| Type | Credit Union |
| Address | WENTZVILLE, MO 63385 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 11, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 20 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20 LORIS LN 9, 9, SAINT CHARLES, MO 63303-6714 |
| Document Number | 0000023979 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 2023R-023979 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 11, 2021 |
| Property Address | 20 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Document Number | 2021R049935 |
| Map Reference | MB 44 PG 382 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021R-049935 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 LORIS LN # 9, 20, SAINT CHARLES, MO 63303-6714 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 LORIS LN # 9, 9, SAINT CHARLES, MO 63303-6714 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 25, 2017 |
| Property Address | 20 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Document Number | 0067801465 |
| Book / Page | 006780 / 001465 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 461510 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 LORIS LN ST CHARLES MO 633036714, ST CHARLES, MO 63303-6714 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 25, 2017 |
| Property Address | 20 LORIS LN, SAINT CHARLES, MO 63303-6714 |
| Document Number | 0067801464 |
| Book / Page | 006780 / 001464 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 461500 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 LORIS LN ST CHARLES MO 633036714, ST CHARLES, MO 63303-6714 |
The 2025 property tax bill for 20 Loris Ln was $2,785.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,785.00 | $46,252 | $243,433 |
| 2023 | $48,947 | ||
| 2022 | $257,616 Building $257,616 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Loris Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Loris Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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