Beaufort County property record for 12 Lawrence St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 10 ba · 2,729 sqft · built 2017 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,395,000 (Sep 2025) |
| Tax Bill | $3,203 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Line of Credit Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900A01760000 |
| Primary APN | R61003900A01760000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 10 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,729 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00520449 |
|---|---|
| Old Parcel Number | R61003900A01760000 |
| Street Address | 12 LAWRENCE ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | POR TOWN OF BLUFFTON PB98 P86 |
| Legal Subdivision | BLUFFTON |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 5 |
| Census Block | 5031 |
| Census Tract | 2107 |
12 Lawrence St is owned by a company that bought it in September 2025.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4001 GOLFVIEW DR, VILLA RICA, GA 30180-9767 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · Line of Credit NQM FUNDING LLC |
| Mar 1, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Feb 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUE RIDGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Jan 5, 2016 · Amount on File |
| Deed Document Number | 2025042942 |
| Deed Book / Page | 4467 / 972 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 22, 2025 |
| Property Address | 12 LAWRENCE ST, BLUFFTON, SC 29910-7020 |
| Document Number | 0000042942 |
| Book / Page | 4467 / 972 |
| Map Reference | MB 98 PG 85 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025042942 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,627.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4001 GOLFVIEW DR, VILLA RICA, GA 30180-9767 |
| Document Number | 0000042943 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025042943 |
| Name | NQM FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 12 LAWRENCE ST, BLUFFTON, SC 29910-7020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010796 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 3647/2750 |
| Instrument | 2018010796 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, SC 29910 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 19, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 12 LAWRENCE ST, BLUFFTON, SC 29910-7020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006361 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 3834/0768 |
| Instrument | 2020006361 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 12 Lawrence St was $3,203, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,203.00 (-0.06%) | $19,420 (-62.28%) | |
| 2024 | $3,205.00 | $51,488 (-) Land $6,424 Building $45,064 | $1,287,200 (-) Land $160,600 Building $1,126,600 |
| 2023 | $3,205.00 (+8.42%) | $51,488 (+179.22%) Land $6,424 Building $45,064 | $1,287,200 (+179.22%) Land $160,600 Building $1,126,600 |
| 2022 | $2,956.00 Homeowner's exemption | $18,440 Land $3,380 Building $15,060 | $461,000 Land $84,500 Building $376,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12 Lawrence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 13 (2016–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Lawrence St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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