Essex County and Nahant Town property record for 12 James Ave, Nahant, MA 01908
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 960 sqft · built 1920 |
| Lot Size | 0.048 acres (2,091 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,377 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | NAHA M:0025A B:0000 L:0316 |
| Primary APN | NAHA M:0025A B:0000 L:0316 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,200 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,091 sqft (0.048 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 JAMES AVE |
|---|---|
| City | NAHANT |
| State | MA |
| Zip | 01908-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 316 |
| Jurisdiction | NAHANT MA |
| Township / Civil Division | NAHANT |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 201100 |
12 James Ave is owner-occupied and held in a trust since November 2016.
Source: Essex County and Nahant Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12 JAMES AVE, NAHANT, MA 01908-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2016 |
| Deed Sale | Nov 1, 2016 |
| Prior Sale | Jul 31, 2006 · Amount on File |
| Deed Document Number | 2016336 |
| Deed Book / Page | 35406 / 523 |
| Transfer Doc | 35406-523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAHANT MA |
| Property Address | 12 JAMES AVE, NAHANT, MA 01908-1006 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00042855-5 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 42855/5 |
| Instrument | 20250728004110 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12 James Ave was $4,377, up 9.6% from the year before.
Source: Essex County and Nahant Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Nahant Town |
| Elementary School District | Nahant School District (PK - 06) |
| Secondary School District | Swampscott School District in Nahant (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,377.00 (+9.59%) | $478,400 (+8.65%) Land $305,300 Building $173,100 | $505,020 |
| 2024 | $3,994.00 (+8.74%) | $440,300 (+8.96%) Land $267,200 Building $173,100 | |
| 2023 | $3,673.00 | $404,100 Land $251,900 Building $152,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 James Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 46 units insured incl. 3 condo units |
| Nearby Flood Claims | 47 (1978–2018) |
| Claims Outside the SFHA | 15 of 47 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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