Essex County and Nahant Town property record for 10 James Ave, Nahant, MA 01908
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,643 sqft · built 1920 |
| Lot Size | 0.029 acres (1,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,900 (Dec 2017) |
| Tax Bill | $5,806 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NAHA M:0025A B:0000 L:0314 |
| Primary APN | NAHA M:0025A B:0000 L:0314 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,643 sqft Living Area |
| Gross Area | 1,960 sqft |
| Basement Area | 620 sqft |
| Unfinished Basement | 310 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,263 sqft (0.029 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10 JAMES AVE |
|---|---|
| City | NAHANT |
| State | MA |
| Zip | 01908-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 314 |
| Jurisdiction | NAHANT MA |
| Township / Civil Division | NAHANT |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 201100 |
10 James Ave is owned and occupied by two individuals who bought it in December 2017.
Source: Essex County and Nahant Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 JAMES AVE, NAHANT, MA 01908-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Aug 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Aug 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Sep 14, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Dec 19, 2017 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on File |
| Deed Sale | Dec 19, 2017 · Amount on File |
| Prior Sale | May 27, 2010 |
| Deed Book / Page | 36417 / 561 |
| Transfer Doc | 036417-561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAHANT MA |
| Property Address | 10 JAMES AVE, NAHANT, MA 01908-1006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041991-365 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 41991/365 |
| Instrument | 20240221001240 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAHANT MA |
| Property Address | 10 JAMES AVE, NAHANT, MA 01908-1006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040170-466 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 40170/466 |
| Instrument | 20210812002400 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAHANT MA |
| Property Address | 10 JAMES AVE, NAHANT, MA 01908-1006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40170-466 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 40170/466 |
| Instrument | 20210812002400 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAHANT MA |
| Property Address | 10 JAMES AVE, NAHANT, MA 01908-1006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36176-285 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 36176/285 |
| Instrument | 384 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAHANT MA |
| Recording Date | Dec 19, 2017 |
| Property Address | 10 JAMES AVE, NAHANT, MA 01908-1006 |
| Document Number | 36417-561 |
| Book / Page | 036417 / 000561 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 1712192660 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,005.94 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 JAMES AVE NAHANT MA 019081006, NAHANT, MA 01908-1006 |
| Document Number | 36417-563 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 036417/000563 |
| Instrument | 1712192670 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2047 |
The 2025 property tax bill for 10 James Ave was $5,806, up 7% from the year before.
Source: Essex County and Nahant Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Nahant Town |
| Elementary School District | Nahant School District (PK - 06) |
| Secondary School District | Swampscott School District in Nahant (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,806.00 (+6.98%) | $634,500 (+6.03%) Land $288,400 Building $346,100 | $696,920 |
| 2024 | $5,427.00 (+7.36%) | $598,400 (+7.61%) Land $252,300 Building $346,100 | |
| 2023 | $5,055.00 | $556,100 Land $237,900 Building $318,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 James Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 46 units insured incl. 3 condo units |
| Nearby Flood Claims | 47 (1978–2018) |
| Claims Outside the SFHA | 15 of 47 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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