Passaic County and Wayne Township property record for 12 Ingraham Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,238 sqft · built 1961 |
| Lot Size | 0.386 acres (16,814 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $569,000 (May 2019) |
| Tax Bill | $16,512 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02308-0000-00022 |
| Primary APN | 14-02308-0000-00022 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,238 sqft Living Area |
|---|
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Lot Area | 16,814 sqft (0.386 acres) |
| Old Parcel Number | 1400532G00022 |
|---|---|
| Street Address | 12 INGRAHAM TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | PACKANAK VILLAGE SUNSET VIEW S |
| Legal Block | 2308 |
| Legal Lot Number | 22 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 246202 |
12 Ingraham Ter is owned and occupied by two individuals who bought it in May 2019.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 INGRAHAM TER, WAYNE, NJ 07470-4205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI STIFEL BK&TR |
| May 6, 2019 | Grant Deed, Transfer · Conventional Mortgage STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2019 · Amount on File |
| Deed Sale | May 6, 2019 · Amount on File |
| Prior Sale | Oct 17, 2008 |
| Deed Document Number | 201919185 |
| Deed Book / Page | 3568 / 241 |
| Prior Transfer Date | Aug 31, 2008 |
| Prior Transfer Doc | 0000059450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 12 INGRAHAM TER, WAYNE, NJ 07470-4205 |
| Document Number | 0000021763 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 INGRAHAM TER WAYNE NJ 074704205, WAYNE, NJ 07470-4205 |
| Document Number | 0000021763 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 016157/000001 |
| Instrument | 21763 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 17, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 6, 2019 |
| Property Address | 12 INGRAHAM TER, WAYNE, NJ 07470-4205 |
| Document Number | 0000019185 |
| Book / Page | 003568 / 000241 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 19185 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $569.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 INGRAHAM TER WAYNE NJ 074704205, WAYNE, NJ 07470-4205 |
| Document Number | 19186 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 015504/000031 |
| Instrument | 19186 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 5, 2049 |
| Document Number | 20429, |
|---|---|
| Date | May 6, 2019 |
| Instrument | 20429 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 5, 2049 |
The 2025 property tax bill for 12 Ingraham Ter was $16,512, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,300 (-) Land $132,900 Building $142,400 | $275,300 (-) Land $132,900 Building $142,400 | |
| 2025 | $16,512.00 (+0.87%) | $275,300 Land $132,900 Building $142,400 | $275,300 Land $132,900 Building $142,400 |
| 2024 | $16,369.00 | ||
| 2023 | $275,300 Land $132,900 Building $142,400 | $275,300 Land $132,900 Building $142,400 | |
| 2022 | $15,565.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12 Ingraham Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1978–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Ingraham Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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