12 Hickory Rdg, Fletcher, NC 28732 Property Records

Buncombe County property record for 12 Hickory Rdg, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,735 sqft · built 1993
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Jun 2024)
Tax Bill	$5,147 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`690576-2020-202`

Property Details

APN / Parcel Number

Primary APN	`690576-2020-202`
Alternative APNs	`9664-57-2879-00000` `966407572814000` `008210659`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,735 sqft Living Area
Gross Area	5,979 sqft
1st Floor Area	1,931 sqft
Basement Area	1,811 sqft
Finished Basement	1,191 sqft
Unfinished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	97,139 sqft (2.23 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	14 sqft
Deck Area	733 sqft
Patio Area	733 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	690576-2020-202
Street Address	12 HICKORY RDG
City	FLETCHER
State	NC
Zip	28732-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SUBDIV: WHITE OAK PLANTATION BLOCK: LOT: 6 SECTION: PLAT: 0060-0060
Legal Subdivision	WHITE OAK PLANTATION
Legal Block	3
Legal Lot Number	6
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3007
Census Tract	3202

Owner

Source: Buncombe County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 HICKORY RDG, FLETCHER, NC 28732-9432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SEC MTG
Aug 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Book / Page	6418 / 1171
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	0059352000
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 18, 2026
Property Address	12 HICKORY RDG, FLETCHER, NC 28732-9432
Document Number	6621001583
Book / Page	6621 / 1583
Instrument Date	Oct 15, 2025
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6621001583,
Date	Aug 18, 2026
Book Page	6621/1583

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 21, 2021
Property Address	12 HICKORY RDG, FLETCHER, NC 28732-9432
Document Number	0060821437
Book / Page	6082 / 1437
Map Reference	MB 60 PG 60
Instrument Date	Jun 21, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 S COVE RD # 193, 339, SUNSET, SC 29685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HICKORY RDG, FLETCHER, NC 28732-9432
Investor	Possibly a Property Investor

Mortgage

Document Number	60821441
Date	Jun 21, 2021
Instrument	6082/1441

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	12 HICKORY RDG, FLETCHER, NC 28732-9432
Document Number	0060091868
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45 ASHELAND AVE ASHEVILLE NC 288013355, ASHEVILLE, NC 28801-3355

Mortgage

Document Number	0060091868
Date	Jan 22, 2021
Book Page	006009/001868

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 17, 2020
Property Address	12 HICKORY RDG, FLETCHER, NC 28732-9432
Document Number	0059352000
Book / Page	005935 / 002000
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12 HICKORY RDG FLETCHER NC 287329432, FLETCHER, NC 28732-9432

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 13, 2020
Property Address	12 HICKORY RDG, FLETCHER, NC 28732-9432
Document Number	0059341418
Book / Page	5934 / 1418
Map Reference	MB 60 PG 60
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12 HICKORY RDG, FLETCHER, NC 28732-9432
Investor	Possibly a Property Investor

Mortgage

Document Number	59341424
Date	Aug 13, 2020
Instrument	5934/1424

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,147.00 (+10.47%)	$798,500 (+5.5%) Land $110,200 Building $688,300	$798,500 (+5.5%) Land $110,200 Building $688,300
2024	$4,659.00 (+3.28%)
2023	$4,511.00	$756,900	$756,900 (-5.21%) Land $110,200 Building $646,700
2021			$798,500 Land $110,200 Building $688,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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