Buncombe County property record for 11 Hickory Rdg, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,598 sqft · built 2000 |
| Lot Size | 2.26 acres (98,446 sqft) |
| Owner | Individual Name on File |
| Last Sale | $730,000 (Jun 2017) |
| Tax Bill | $4,697 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9664-57-6857-00000 |
| Primary APN | 9664-57-6857-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,598 sqft Living Area |
| Gross Area | 5,425 sqft |
| 1st Floor Area | 2,701 sqft |
| 2nd Floor Area | 1,771 sqft |
| Upper Floors Area | 171 sqft |
| Basement Area | 1,827 sqft |
| Finished Basement | 874 sqft |
| Unfinished Basement | 953 sqft |
| Flooring | Carpet |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 98,446 sqft (2.26 acres) |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 966407576709000 |
|---|---|
| Street Address | 11 HICKORY RDG |
| City | FLETCHER |
| State | NC |
| Zip | 28732-9432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:06/28/2017 DEED |
| Legal Description | DEED DATE:06/28/2017 DEED:5564-0886 SUBDIV:WHITE OAK PLANTATION LOT:7 PLAT:0060-0060 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Lot Number | 7 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 3202 |
Source: Buncombe County records · APN 9664-57-6857-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 11 HICKORY RDG, FLETCHER, NC 28732-9432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2023 | Deed of Trust, Mortgage · Line of Credit NEUSE INCORPORATED |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO IN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Prior Sale | Jan 09, 1998 · Amount on Record |
| Deed Document Number | 0005564886 |
| Deed Book / Page | 5564 / 886 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 11 HICKORY RDG, FLETCHER, NC 28732-9432 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 11 HICKORY RDG, FLETCHER, NC 28732-9432 |
| Document Number | 0063550352 |
|---|---|
| Date | Oct 03, 2023 |
| Book Page | 6355/352 |
| Name | NEUSE INCORPORATED |
|---|---|
| Type | Non-Lending Institution |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 11 HICKORY RDG, FLETCHER, NC 28732-9432 |
| Document Number | 0058991142 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 HICKORY RDG FLETCHER NC 287329432, FLETCHER, NC 28732-9432 |
| Document Number | 0058991142 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 005899/001142 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 19, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 28, 2017 |
| Property Address | 11 HICKORY RDG, FLETCHER, NC 28732-9432 |
| Document Number | 0055640886 |
| Book / Page | 5564 / 0886 |
| Map Reference | MB 60 PG 60 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 COTTAGE RIDGE RD, 108, FLETCHER, NC 28732-8331 |
| Name | Verified Name |
|---|---|
| Address | 11 HICKORY RDG, FLETCHER, NC 28732-9432 |
| Document Number | 55640888 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 5564/0888 |
| Name | FIRST CITIZENS BANK AND TRUST CO IN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,697.00 (+7.29%) | $728,700 (-0.8%) | |
| 2023 | $4,378.00 | $734,600 | $734,600 (+0.81%) Land $110,400 Building $624,200 |
| 2021 | $728,700 Land $110,400 Building $618,300 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2004–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
Based on FCC filings for 111 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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