12 Heather Ln, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 12 Heather Ln, Stow, MA 01775

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,700 sqft · built 2009
Lot Size	43.6 acres (1,902,929 sqft)
Owner	2 Trust Names on Record
Last Sale	$565,000 (Aug 2023)
Tax Bill	$11,251 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-10 00047G`

Property Details

APN / Parcel Number

Primary APN	`R-10 00047G`
Alternative APNs	`STOW M:000R-10 P:047G` `M:000R=10 P:047G`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	4,514 sqft
1st Floor Area	1,308 sqft
Attic	Attic
Attic Area	1,308 sqft
Basement Area	1,308 sqft
Unfinished Basement	1,308 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,902,929 sqft
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-10 00047G
Street Address	12 HEATHER LN
City	STOW
State	MA
Zip	01775-1256
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	I/R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2000
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	12 HEATHER LN, STOW, MA 01775-1256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Aug 1, 2023	Condominium Deed, Transfer
Nov 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Nov 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Nov 21, 2012 · Amount on Record
Deed Book / Page	81841 / 258
Transfer Doc	060548-579
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	12 HEATHER LN, STOW, MA 01775-1256
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080310-311
Date	Jun 21, 2022
Book Page	80310/311
Instrument	93490

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	STOW MA
Recording Date	Aug 1, 2023
Property Address	12 HEATHER LN, STOW, MA 01775-1256
Document Number	081841-258
Book / Page	81841 / 258
Instrument Date	Jul 27, 2023
Instrument	85689
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HEATHER LN # 47, 47, STOW, MA 01775-1256

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	12 HEATHER LN, STOW, MA 01775-1256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73593-356
Date	Nov 5, 2019
Book Page	73593/356
Instrument	172142

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	12 HEATHER LN, STOW, MA 01775-1256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76068-125
Date	Nov 3, 2020
Book Page	76068/125
Instrument	203904

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,251.00 (+18.07%)	$629,600 (+15.1%) Building $629,600	$651,361 (+23.45%)
2025	$9,529.00 (+9.18%)	$547,000 (+6.36%) Building $547,000	$527,630
2024	$8,728.00 (+6.5%)	$514,300 (+13.78%) Building $514,300
2023	$8,195.00	$452,000 Building $452,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARBOR GLEN CONDOMINIUMS private · serves 132 people · EPA ID MA2286026
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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