20 Heather Ln, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 20 Heather Ln, Stow, MA 01775

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 1,744 sqft · built 2009
Lot Size	43.6 acres (1,902,929 sqft)
Owner	Individual Name on File
Last Sale	$491,000 (Oct 2019)
Tax Bill	$11,925 (2026)
Deeds & Mortgages	Aug 2021 Refinance Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-10 00050G`

Property Details

APN / Parcel Number

Primary APN	`R-10 00050G`
Alternative APNs	`STOW M:000R-10 P:050G` `M:000R=10 P:050G`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	4,452 sqft
1st Floor Area	1,430 sqft
Attic	Attic
Attic Area	1,048 sqft
Basement Area	1,430 sqft
Unfinished Basement	1,430 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,902,929 sqft
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-10 00050G
Street Address	20 HEATHER LN
City	STOW
State	MA
Zip	01775-1256
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	I/R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2000
Census Tract	323102

Owner

20 Heather Ln, a condominium, is owned and occupied by an individual who bought it in October 2019.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20 HEATHER LN, STOW, MA 01775-1256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 10, 2019	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Oct 8, 2019	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Nov 6, 2009 · Amount on File
Deed Document Number	2019154486
Deed Book / Page	73422 / 520
Prior Transfer Date	Aug 1, 2019
Prior Transfer Doc	73422-520
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	20 HEATHER LN, STOW, MA 01775-1256
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78576-211
Date	Aug 30, 2021
Book Page	78576/211
Instrument	193079

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	20 HEATHER LN, STOW, MA 01775-1256
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72110-575
Date	Jan 10, 2019
Book Page	72110/575
Instrument	3878

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2059

October 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	STOW MA
Recording Date	Oct 8, 2019
Property Address	20 HEATHER LN, STOW, MA 01775-1256
Document Number	73422-520
Book / Page	073422 / 000520
Instrument Date	Aug 1, 2019
Instrument	154486
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,238.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HEATHER LN #50 STOW MA 017751256, 50, STOW, MA 01775-1256

Tax Assessment & Valuation

The 2026 property tax bill for 20 Heather Ln was $11,925, up 17.8% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,925.00 (+17.82%)	$667,300 (+14.85%) Building $667,300	$665,211 (+8.87%)
2025	$10,121.00 (+9.19%)	$581,000 (+6.37%) Building $581,000	$611,040
2024	$9,269.00 (+6.53%)	$546,200 (+13.82%) Building $546,200
2023	$8,701.00	$479,900 Building $479,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Heather Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Heather Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARBOR GLEN CONDOMINIUMS private · serves 132 people · EPA ID MA2286026
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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