12 Harmon St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 12 Harmon St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,355 sqft · built 1945
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individuals on Record
Last Sale	$350,000 (Sep 2017)
Tax Bill	$5,452 (2025)
Deeds & Mortgages	Apr 2021 Refinance Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:024 L:366 S:081`

Property Details

APN / Parcel Number

Primary APN	`B:024 L:366 S:081`
Alternative APN	`LYNN M:024 B:366 L:081`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,355 sqft Living Area
Gross Area	2,715 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	12 HARMON ST
City	LYNN
State	MA
Zip	01905-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	366
Legal Lot Number	81
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3001
Census Tract	205600

Owner

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	12 HARMON ST, LYNN, MA 01905-1315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Sep 25, 2017	Quit Claim Deed, Transfer · FHA Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Feb 9, 2016
Deed Book / Page	36200 / 420
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	12 HARMON ST, LYNN, MA 01905-1315
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	039728-345
Date	Apr 2, 2021
Book Page	39728/345
Instrument	20210402007570

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 25, 2017
Property Address	12 HARMON ST, LYNN, MA 01905-1315
Document Number	36200-420
Book / Page	036200 / 000420
Instrument Date	Sep 25, 2017
Instrument	1709250227
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 HARMON ST LYNN MA 019051315, LYNN, MA 01905-1315

Mortgage

Document Number	36200-422
Date	Sep 25, 2017
Book Page	036200/000422
Instrument	1709250228

Lender

Name	ROCKLAND TR

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,452.00 (+3.41%)	$526,300 (+5.11%) Land $214,700 Building $311,600	$569,240
2024	$5,272.00 (+5.12%)	$500,700 (+11.32%) Land $213,300 Building $287,400
2023	$5,015.00	$449,800 Land $196,900 Building $252,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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