31 Harmon St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 31 Harmon St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,324 sqft · built 1941
Lot Size	0.201 acres (8,751 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Dec 2008)
Tax Bill	$5,680 (2025)
Deeds & Mortgages	Jun 2023 Refinance Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:024 L:368 S:008`

Property Details

APN / Parcel Number

Primary APN	`B:024 L:368 S:008`
Alternative APN	`LYNN M:024 B:368 L:008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,324 sqft Living Area
Gross Area	2,668 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,751 sqft (0.201 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	31 HARMON ST
City	LYNN
State	MA
Zip	01905-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	368
Legal Lot Number	8
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3003
Census Tract	205600

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 HARMON ST, LYNN, MA 01905-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Apr 5, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2008 · Amount on Record
Deed Sale	Dec 5, 2008 · Amount on Record
Last Transfer Date	Nov 23, 2020
Transfer Doc	0000619144
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	31 HARMON ST, LYNN, MA 01905-1314
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000644704
Date	Jun 9, 2023
Instrument	644704

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	31 HARMON ST, LYNN, MA 01905-1314
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000619145
Date	Nov 30, 2020
Instrument	619145

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	31 HARMON ST, LYNN, MA 01905-1314
Document Number	0000592127
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HARMON ST LYNN MA 019051314, LYNN, MA 01905-1314

Mortgage

Document Number	0000592127
Date	Apr 26, 2018
Instrument	592127

Lender

Name	BANK OF AMERICA/IL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,680.00 (+3.57%)	$548,300 (+5.28%) Land $221,800 Building $326,500	$590,235
2024	$5,484.00 (+5.38%)	$520,800 (+11.59%) Land $220,400 Building $300,400
2023	$5,204.00	$466,700 Land $203,400 Building $263,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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