12 Harbor Bluff Ln, Norwalk, CT 06853 Property Records

Norwalk City property record for 12 Harbor Bluff Ln, Norwalk, CT 06853

Property Summary

Property Type	Condominium
Details	4 bd · 5.5 ba · 5,782 sqft · built 2007
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$1,400,000 (Sep 2007)
Tax Bill	$55,295 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D:6 B:16C L:2=12`

Property Details

APN / Parcel Number

Primary APN	`D:6 B:16C L:2=12`
Alternative APNs	`NORW M:6 B:16C L:2-12` `NWLK M:6 B:16C L:2-12` `29938`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,782 sqft Living Area
Gross Area	9,164 sqft
1st Floor Area	2,484 sqft
Basement Area	2,372 sqft
Unfinished Basement	1,898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	29938
Street Address	12 HARBOR BLUFF LN
City	NORWALK
State	CT
Zip	06853-1544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A1
Legal Block	16C
Legal Lot Number	2-12
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1034
Census Tract	44600

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 W 72ND ST, 2AB, NEW YORK, NY 10023-2999
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · ARM UBS BANK USA
Mar 29, 2019	Deed of Trust, Mortgage MORGAN STANLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2007 · Amount on Record
Deed Sale	Sep 6, 2007 · Amount on Record
Deed Book / Page	6636 / 33
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	12 HARBOR BLUFF LN, NORWALK, CT 06853-1544
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009985-151
Date	Mar 10, 2026
Book Page	9985/151
Instrument	2026001638

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Apr 1, 2031
Index	Other
Margin	3

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	12 HARBOR BLUFF LN, NORWALK, CT 06853-1544
Document Number	8812-188
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HARBOR BLUFF LN #12 NORWALK CT 068531544, 12, NORWALK, CT 06853-1544

Mortgage

Document Number	8812-188
Date	Mar 29, 2019
Book Page	008812/000188

Lender

Name	MORGAN STANLEY

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$55,295.00 (+2.63%)	$2,406,020 (-) Land $117,600 Building $2,288,420	$4,145,061 (+146.11%)
2025	$53,876.00 (+34.16%)	$2,406,020 (+43.34%) Land $117,600 Building $2,288,420	$1,684,214 Land $82,320 Building $1,601,894
2023	$40,159.00 (+4.32%)	$1,678,520 (-) Land $107,800 Building $1,570,720
2022	$38,497.00	$1,678,520 Land $107,800 Building $1,570,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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