3 Harbor Bluff Ln, Norwalk, CT 06853 Property Records

Norwalk City property record for 3 Harbor Bluff Ln, Norwalk, CT 06853

Property Summary

Property Type	Condominium
Details	4 bd · 6.5 ba · 4,183 sqft · built 2006
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Trust Names on Record
Last Sale	$4,150,000 (Aug 2025)
Tax Bill	$49,559 (2026)
Deeds & Mortgages	Aug 2025 Sale Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D:6 B:16C L:2-3`

Property Details

APN / Parcel Number

Primary APN	`D:6 B:16C L:2-3`
Alternative APNs	`NORW M:6 B:16C L:2-3` `NWLK M:6 B:16C L:2-3` `29929`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,183 sqft Living Area
Gross Area	7,583 sqft
1st Floor Area	2,133 sqft
Basement Area	1,937 sqft
Unfinished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	29929
Street Address	3 HARBOR BLUFF LN
City	NORWALK
State	CT
Zip	06853-1544
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A1
Legal Block	16C
Legal Lot Number	2-3
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1034
Census Tract	44600

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	177 ISLAND CREEK DR, VERO BEACH, FL 32963-3302
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Warranty Deed, Transfer
Nov 18, 2020	Quit Claim Deed, Transfer UNKNOWN
Jun 20, 2019	Warranty Deed, Transfer UNKNOWN
Oct 30, 2018	Deed of Trust, Mortgage BANK OF NY MELLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	20256027
Deed Book / Page	9898 / 117
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	9109-197
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Aug 1, 2025
Property Address	3 HARBOR BLUFF LN, NORWALK, CT 06853-1544
Document Number	009898-117
Book / Page	9898 / 117
Instrument Date	Jul 30, 2025
Instrument	2025006027
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 ISLAND CREEK DR, VERO BEACH, FL 32963-3302

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWALK CT
Recording Date	Nov 18, 2020
Property Address	3 HARBOR BLUFF LN, NORWALK, CT 06853-1544
Document Number	9109-197
Book / Page	009109 / 000197
Instrument Date	Oct 20, 2020
Instrument	11909
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARBOR BLUFF LN NORWALK CT 068531544, NORWALK, CT 06853-1544

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Jun 20, 2019
Property Address	3 HARBOR BLUFF LN, NORWALK, CT 06853-1544
Document Number	8847-171
Book / Page	008847 / 000171
Instrument Date	Jun 12, 2019
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$4,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARBOR BLUFF LN #3 NORWALK CT 068531544, 3, NORWALK, CT 06853-1544

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	3 HARBOR BLUFF LN, NORWALK, CT 06853-1544
Document Number	8757-105
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARBOR BLUFF LN #3 NORWALK CT 068531544, 3, NORWALK, CT 06853-1544

Mortgage

Document Number	8757-105
Date	Oct 30, 2018
Book Page	008757/000105

Lender

Name	BANK OF NY MELLON
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$49,559.00 (+2.63%)	$2,156,430 (-) Land $117,600 Building $2,038,830	$3,818,604 (+152.97%)
2025	$48,287.00	$2,156,430 (+44.53%) Land $117,600 Building $2,038,830	$1,509,501 Land $82,320 Building $1,427,181
2024	$48,287.00 (+35.27%)
2023	$35,697.00 (+4.32%)	$1,492,050 (-) Land $107,800 Building $1,384,250
2022	$34,220.00	$1,492,050 Land $107,800 Building $1,384,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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