12 Gum St, Cabot, AR 72023 Property Records

Lonoke County property record for 12 Gum St, Cabot, AR 72023 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,011 sqft
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$68,500 (Jul 2018)
Tax Bill	$317 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`723-70174-000`

Property Details

APN / Parcel Number

Primary APN	`723-70174-000`
Alternative APN	`30852`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	1,011 sqft
Flooring	Subfloor

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	210 ft deep x 85 ft wide
Garage Type	Detached
Driveway	Driveway
Driveway Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	231 sqft
Patio Area	693 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12 GUM ST
City	CABOT
State	AR
Zip	72023-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE (85'X210')
Legal Range	09W
Legal Township	04N
Legal Section	18
Legal Subdivision	CABOT CITY AREA
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2021
Census Tract	20202

Owner

Source: Lonoke County records · APN 723-70174-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 GUM ST, CABOT, AR 72023-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK LEXINGTON
Jul 31, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST CMNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Jan 24, 2007
Deed Document Number	2018-07283
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	12 GUM ST, CABOT, AR 72023-2704
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GUM ST, CABOT, AR 72023-2704

Mortgage

Document Number	0000009210
Date	Sep 30, 2025
Book Page	2025/9210
Instrument	2025-09210

Lender

Name	FIRST COMMUNITY BANK LEXINGTON
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 22, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 31, 2018
Property Address	12 GUM ST, CABOT, AR 72023-2704
Document Number	0000007283
Instrument Date	Jul 27, 2018
Instrument	7283
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	FIRST NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GUM ST CABOT AR 720232704, CABOT, AR 72023-2704

Mortgage

Document Number	7284
Date	Jul 31, 2018
Instrument	7284

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,060 (-) Land $980 Building $15,080
2024	$317.00 (-19.13%)
2023	$392.00 Homeowner's exemption	$16,060 Land $980 Building $15,080	$80,300 Land $4,900 Building $75,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 33% of Arkansas
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
First Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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