Lonoke County property record for 20 Gum St, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $244 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 720-80103-000 |
| Primary APN | 720-80103-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Subfloor |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,780 sqft |
| Garage Type | Mixed |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 288 sqft |
| Patio Area | 352 sqft |
| Fence | Fence |
| Utility Building | 80 sqft |
| Arbor/Pergola | Arbor/Pergola |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 20 GUM ST |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: N1/2 OF 3 |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 18 |
| Legal Subdivision | EAST SIDE ACRES |
| Legal Lot Number | N12 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20202 |
20 Gum St is owned and occupied by two individuals who acquired it in March 2022.
Source: Lonoke County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 GUM ST, CABOT, AR 72023-2704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 8, 2022 | Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2022 |
| Deed Sale | Mar 8, 2022 |
| Deed Document Number | 2022002816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 20 GUM ST, CABOT, AR 72023-2704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20 GUM ST, CABOT, AR 72023-2704 |
| Document Number | 0000001642 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 2024/1642 |
| Instrument | 2024-01642 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Mar 8, 2022 |
| Property Address | 20 GUM ST, CABOT, AR 72023-2704 |
| Document Number | 0000002816 |
| Book / Page | 2022 / 2816 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 2022002816 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000002817 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 2022/2817 |
| Instrument | 2022002817 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,640 Land $1,600 Building $14,040 | ||
| 2024 | $244.00 (-23.51%) | ||
| 2023 | $319.00 Homeowner's exemption | $15,640 Land $1,600 Building $14,040 | $78,200 Land $8,000 Building $70,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Gum St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Gum St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 73% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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