Chatham County property record for 12 Gerald Dr, Savannah, GA 31406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,111 sqft · built 1954 |
| Lot Size | 0.21 acres (9,126 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,000 (Mar 2021) |
| Tax Bill | $2,193 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0151-05-022 |
| Primary APN | 2-0151-05-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,111 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,126 sqft (0.21 acres) |
| Lot Dimensions | 117 ft deep x 78 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 12 GERALD DR |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31406-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LOT 101 PHASE A BROOKVIEW HEIGHT S SUB COOK WARD PRB 16P 10 |
| Legal Subdivision | BROOKVIEW HEIGHT S SUB |
| Legal Phase | A |
| Legal Lot Number | 101 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 3900 |
12 Gerald Dr is owned and occupied by an individual who bought it in March 2021.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 GERALD DR, SAVANNAH, GA 31406-2924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO |
| Mar 8, 2021 | Warranty Deed, Transfer |
| Aug 17, 2020 | Warranty Deed, Transfer |
| Oct 23, 2019 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on File |
| Deed Sale | Mar 8, 2021 · Amount on File |
| Prior Sale | Aug 17, 2020 · Amount on File |
| Deed Document Number | 20212782 |
| Deed Book / Page | 2286 / 464 |
| Prior Transfer Date | Oct 23, 2019 |
| Prior Transfer Doc | 0017720231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 12 GERALD DR, SAVANNAH, GA 31406-2924 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12 GERALD DR, SAVANNAH, GA 31406-2924 |
| Document Number | 0000002286/0000000465 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 0000002286/0000000465 |
| Instrument | 032949410019 |
| Name | MORTGAGE SOLUTIONS OF COLORADO |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Mar 8, 2021 |
| Property Address | 12 GERALD DR, SAVANNAH, GA 31406-2924 |
| Document Number | 0022860464 |
| Book / Page | 2286 / 464 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021-002782 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2005 WHITAKER ST, SAVANNAH, GA 31401-8763 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Aug 17, 2020 |
| Property Address | 12 GERALD DR, SAVANNAH, GA 31406-2924 |
| Document Number | 0020360252 |
| Book / Page | 2036 / 252 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2020-008297 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9014 HIRSCH CT, GIBSONTON, FL 33534-4643 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Oct 23, 2019 |
| Property Address | 12 GERALD DR, SAVANNAH, GA 31406-2924 |
| Document Number | 0017720231 |
| Book / Page | 1772 / 231 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 2019-011136 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 GERVAIS ST, COLUMBIA, SC 29201-3046 |
The 2025 property tax bill for 12 Gerald Dr was $2,193.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,760 (+2.1%) Land $21,000 Building $56,760 | $194,400 (+2.1%) Land $52,500 Building $141,900 | |
| 2025 | $2,193.00 | $76,160 Land $21,000 Building $55,160 | $190,400 Land $52,500 Building $137,900 |
| 2023 | $50,920 (+19.42%) Land $9,240 Building $41,680 | $127,300 (+19.42%) Land $23,100 Building $104,200 | |
| 2022 | $1,765.00 | $42,640 Land $9,240 Building $33,400 | $106,600 Land $23,100 Building $83,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Gerald Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 11 (1994–2025) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Gerald Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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