10 Gerald Dr, Savannah, GA 31406 Property Records

Chatham County property record for 10 Gerald Dr, Savannah, GA 31406

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1954
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Sep 2022)
Tax Bill$1,703 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2012 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN2-0151-05-021

Property Details

APN / Parcel Number

Primary APN2-0151-05-021
Alternative APN
  • O328X293

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
PorchSlab
Porch Area60 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address10 GERALD DR
CitySAVANNAH
StateGA
Zip31406-2924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionLOT 100 BROOKVIEW HEIGHTS
Legal SubdivisionBROOKVIEW HEIGHTS
Legal Lot Number100
JurisdictionCHATHAM GA
Township / Civil DivisionSAVANNAH
Census Block Group3
Census Block3010
Census Tract3900

Owner

10 Gerald Dr is owned and occupied by an individual who bought it in September 2022.

Source: Chatham County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address10 GERALD DR, SAVANNAH, GA 31406-2924
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW COMMUNITY CAPITAL
Feb 3, 2012Deed of Trust, Mortgage · FHA Mortgage
PROSPECT MORTGAGE LLC
Dec 18, 2006Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jul 6, 2007Deed of Trust, Mortgage · Conventional Mortgage
UNITED CENTRAL BANK
Sep 12, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE
Sep 12, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE
Jul 12, 2007Deed, Transfer · Conventional Mortgage
AHM MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2022 · Amount on File
Deed SaleSep 13, 2022 · Amount on File
Prior SaleJul 12, 2007 · Amount on File
Deed Document Number202210962
Deed Book / Page2911 / 528
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address10 GERALD DR, SAVANNAH, GA 31406-2924
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GERALD DR, SAVANNAH, GA 31406-2924

Mortgage

Document Number0027110462
DateFeb 16, 2022
Book Page0000002711/0000000462
Lender
NameLAKEVIEW COMMUNITY CAPITAL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2042

February 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address10 GERALD DR, SAVANNAH, GA 31406-2924
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GERALD DR, SAVANNAH, GA 31406-2924

Mortgage

Document Number00375H0090
DateFeb 3, 2012
Book Page375H/90
Lender
NamePROSPECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 2, 2042

December 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address10 GERALD DR, SAVANNAH, GA 31406-2924
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00318G0214
DateDec 18, 2006
Book Page318G/214
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2037

July 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address10 GERALD DR, SAVANNAH, GA 31406-2924
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00328H0293
DateJul 6, 2007
Book Page328H/293
Lender
NameUNITED CENTRAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateSep 12, 2022
Property Address10 GERALD DR, SAVANNAH, GA 31406-2924
Document Number0029110528
Book / Page2911 / 528
Instrument DateSep 12, 2022
Instrument2022-010962
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GERALD DR, SAVANNAH, GA 31406-2924

Mortgage

Document Number0029110530
DateSep 13, 2022
Book Page0000002911/0000000530
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateSep 12, 2022
Property Address10 GERALD DR, SAVANNAH, GA 31406-2924
Document Number0029110528
Book / Page2911 / 528
Instrument DateSep 12, 2022
Instrument2022-010962
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GERALD DR, SAVANNAH, GA 31406-2924

Mortgage

Document Number0002911530
DateSep 12, 2022
Instrument2911/530
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term352 Months
DueJan 1, 2052

July 2007: Deed, Transfer

Document TypeDeed
JurisdictionCHATHAM GA
Recording DateJul 12, 2007
Property Address10 GERALD DR, SAVANNAH, GA 31406-2924
Document Number00328X0293
Book / Page328X / 293
Instrument DateJul 12, 2007
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GERALD DR, SAVANNAH, GA 31406-2924

Mortgage

Document Number00328X0294
DateJul 18, 2007
Book Page328X/294
Lender
NameAHM MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 10 Gerald Dr was $1,703.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
MunicipalitySavannah City
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,080 (+0.86%) Land $21,000 Building $40,080$152,700 (+0.86%) Land $52,500 Building $100,200
2025$1,703.00$60,560 Land $21,000 Building $39,560$151,400 Land $52,500 Building $98,900
2023$42,480 (+37.39%) Land $9,240 Building $33,240$106,200 (+37.39%) Land $23,100 Building $83,100
2022$177.00$30,920 Land $9,240 Building $21,680$77,300 Land $23,100 Building $54,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Gerald Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims11 (1994–2025)
Claims Outside the SFHA11 of 11
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Gerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH-MAIN
serves 168,958 people · EPA ID GA0510003
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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