12 Garrison Loop, Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 12 Garrison Loop, Mission Viejo, CA 92694

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,388 sqft · built 2001
Owner	2 Individual Names on Record
Last Sale	$223,500 (Oct 2001)
Tax Bill	$4,596 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`936-852-85`

Property Details

APN / Parcel Number

Primary APN	`936-852-85`
Alternative APN	`759-352-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,388 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	12 GARRISON LOOP
City	LADERA RANCH
State	CA
Zip	92694-0605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15827 BLK LOT 3 UN 81 TRACT 15827, POR LOT 3 OF PROJECT 935-85 LOCATED
Legal Subdivision	CHAMBRAY
Legal Tract	15827
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	3
Census Block	3005
Census Tract	32057

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 GARRISON LOOP, LADERA RANCH, CA 92694-0605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2001 · Amount on Record
Deed Sale	Oct 1, 2001 · Amount on Record
Deed Document Number	2001693879
Last Transfer Date	Aug 8, 2003
Transfer Doc	0000990177
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GARRISON LOOP, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	0000272470
Date	Aug 9, 2022
Instrument	2022000272470

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12 GARRISON LOOP, MISSION VIEJO, CA 92694-0605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GARRISON LOOP, LADERA RANCH, CA 92694-0605

Mortgage

Document Number	0000448879
Date	Aug 31, 2020
Instrument	2020000448879

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,468 (+2%) Land $129,589 Building $206,879
2025	$4,596.00 (+2.93%) Homeowner's exemption	$329,871 (+4.04%) Land $127,048 Building $202,823
2023	$4,465.00 (+1.57%) Homeowner's exemption	$317,062 Land $122,113 Building $194,949
2022	$4,396.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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