12 Francis St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 12 Francis St, Worcester, MA 01606

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,094 sqft · built 1920
Lot Size	0.135 acres (5,886 sqft)
Owner	2 Individual Names on File
Last Sale	$404,500 (Oct 2019)
Tax Bill	$7,710 (2026)
Deeds & Mortgages	Jul 2020 Transfer Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-013-00009`

Property Details

APN / Parcel Number

Primary APN	`12-013-00009`
Alternative APN	`WORC M:12 B:013 L:00009`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,094 sqft Living Area
Gross Area	5,108 sqft
1st Floor Area	1,148 sqft
Attic	Attic
Attic Area	108 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,886 sqft (0.135 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	12-013-00009
Street Address	12 FRANCIS ST
City	WORCESTER
State	MA
Zip	01606-3151
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	13
Legal Lot Number	9
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2024
Census Tract	730300

Owner

12 Francis St, a triplex, is owned and occupied by two individuals who acquired it in July 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 FRANCIS ST, WORCESTER, MA 01606-3151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 28, 2019	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2019 · Amount on File
Deed Sale	Oct 28, 2019 · Amount on File
Deed Document Number	2019114211
Deed Book / Page	61311 / 175
Last Transfer Date	Jul 6, 2020
Transfer Doc	62742-350
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 7, 2020
Property Address	12 FRANCIS ST, WORCESTER, MA 01606-3151
Document Number	62742-350
Book / Page	062742 / 000350
Instrument Date	Jul 6, 2020
Instrument	72356
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FRANCIS ST WORCESTER MA 016063151, WORCESTER, MA 01606-3151

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 28, 2019
Property Address	12 FRANCIS ST, WORCESTER, MA 01606-3151
Document Number	61311-175
Book / Page	61311 / 175
Instrument Date	Sep 13, 2019
Instrument	114211
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FRANCIS ST, WORCESTER, MA 01606-3151

Mortgage

Document Number	114212
Date	Oct 28, 2019
Instrument	114212

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Francis St was $7,710, up 3.8% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,710.00 (+3.84%)	$580,600 (+3.14%) Land $112,100 Building $468,500
2025	$7,425.00	$562,900 Land $106,800 Building $456,100
2023	$6,737.00	$469,800 Land $92,800 Building $377,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Francis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Francis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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