St. Charles County property record for 12 Fox Bluff Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,180 sqft · built 1997 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on Record |
| Last Sale | $420,000 (Dec 2021) |
| Tax Bill | $5,100 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A975000104 |
| Primary APN | A975000104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 5,052 sqft |
| 1st Floor Area | 2,180 sqft |
| Basement Area | 2,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 83 sqft |
| Patio Area | 140 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A975000104 |
|---|---|
| Street Address | 12 FOX BLUFF CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX BLUFF EST LOT 128 |
| Legal Subdivision | FOX BLUFF EST |
| Legal Lot Number | 128 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 310202 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Vesting | Limited Partnership |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Dec 29, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Jun 26, 2001 · Amount on Record |
| Deed Document Number | 2021104394 |
| Prior Transfer Date | Jun 15, 2001 |
| Prior Transfer Doc | 0000052853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 12 FOX BLUFF CT, SAINT CHARLES, MO 63301-0098 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|
| Document Number | 0000036427 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022R-036427 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 29, 2021 |
| Property Address | 12 FOX BLUFF CT, SAINT CHARLES, MO 63301-0098 |
| Document Number | 0000104394 |
| Map Reference | MB 33 PG 315 |
| Instrument Date | Dec 28, 2021 |
| Instrument | 2021R-104394 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,221 (-) | $411,688 (-) Building $411,688 | |
| 2025 | $5,100.00 | $78,221 (+7.24%) | $411,688 (+7.24%) |
| 2023 | $72,940 | ||
| 2022 | $383,896 Building $383,896 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 151 (1979–2022) |
| Claims Outside the SFHA | 8 of 151 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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