St. Charles County property record for 10 Fox Bluff Ct, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,089 sqft · built 1997 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $376,000 (Jun 2017) |
| Tax Bill | $5,145 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A975000103 |
| Primary APN | A975000103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,089 sqft Living Area |
| Gross Area | 5,112 sqft |
| 1st Floor Area | 2,221 sqft |
| Basement Area | 2,191 sqft |
| Finished Basement | 868 sqft |
| Unfinished Basement | 1,323 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 27 sqft |
| Deck Area | Deck Area |
| Patio Area | 340 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A975000103 |
|---|---|
| Street Address | 10 FOX BLUFF CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX BLUFF EST LOT 127 |
| Legal Subdivision | FOX BLUFF EST |
| Legal Lot Number | 127 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 310202 |
Source: St. Charles County records · APN A975000103
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 FOX BLUFF CT, SAINT CHARLES, MO 63301-0098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2023 | Deed of Trust, Mortgage · Line of Credit VANTAGE CU |
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF AUDRAIN COUNTY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2017 · Amount on Record |
| Deed Sale | Jun 02, 2017 · Amount on Record |
| Prior Sale | Jan 10, 2012 · Amount on Record |
| Deed Document Number | 2017336930 |
| Deed Book / Page | 6753 / 280 |
| Last Transfer Date | Sep 28, 2020 |
| Transfer Doc | 0000034292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 10 FOX BLUFF CT, SAINT CHARLES, MO 63301-0098 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10 FOX BLUFF CT, SAINT CHARLES, MO 63301-0098 |
| Document Number | 0000021966 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | 2023R-021966 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 10 FOX BLUFF CT, SAINT CHARLES, MO 63301-0098 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000220730 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 6908/2028 |
| Instrument | 20180423000220730 |
| Name | CENTRAL BANK OF AUDRAIN COUNTY |
|---|---|
| Type | Bank |
| Address | MEXICO, MO 65265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,925 (-) | $415,397 (-) Building $415,397 | |
| 2025 | $5,145.00 (+4.21%) | $78,925 (+7.17%) | $415,397 (+7.17%) Building $415,397 |
| 2024 | $4,937.00 | ||
| 2023 | $73,644 | ||
| 2022 | $387,598 Building $387,598 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 151 (1979–2022) |
| Claims Outside the SFHA | 8 of 151 |
| Most Recent Claim | Jul 2022, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 4% of Missouri |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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