12 Forest St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 12 Forest St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,974 sqft · built 1878
Lot Size	2.55 acres (111,078 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Aug 2010)
Tax Bill	$5,616 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0U13 B:0000 L:00033`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0U13 B:0000 L:00033`
Alternative APN	`NBRY M:0U13 B:0000 L:00033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,974 sqft Living Area
Gross Area	3,348 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,078 sqft (2.55 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 FOREST ST
City	BYFIELD
State	MA
Zip	01922-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Subdivision	WM A HUMPHREY
Legal Lot Number	33
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	4
Census Block	4004
Census Tract	269100

Owner

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 FOREST ST, BYFIELD, MA 01922-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
May 15, 2017	Deed of Trust, Mortgage · Line of Credit ALIGN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2010 · Amount on Record
Deed Sale	Aug 12, 2010 · Amount on Record
Deed Book / Page	29676 / 458
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Recording Date	May 14, 2026
Property Address	12 FOREST ST, BYFIELD, MA 01922-1226
Document Number	0043384-99
Book / Page	43384 / 99
Instrument Date	May 9, 2026
Instrument	2026430
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FOREST ST, BYFIELD, MA 01922-1226

Mortgage

Document Number	0000000430,
Date	May 14, 2026
Book Page	43384/99
Instrument	2026430

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	12 FOREST ST, NEWBURY, MA 01922-1226
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041310-111
Date	Nov 18, 2022
Book Page	41310/111
Instrument	20221118001860

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	12 FOREST ST, NEWBURY, MA 01922-1226
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040695-260
Date	Jan 31, 2022
Book Page	40695/260
Instrument	20220131005080

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	12 FOREST ST, NEWBURY, MA 01922-1226
Document Number	35899-261
Book / Page	035899 / 000261
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35899-261
Date	May 30, 2017
Book Page	035899/000261
Instrument	1705300077

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,616.00 (+2.28%)	$753,800 (+5.43%) Land $319,200 Building $434,600	$652,270
2024	$5,491.00 (-3.58%)	$715,000 (+8.84%) Land $319,200 Building $395,800
2023	$5,695.00	$656,900 Land $292,300 Building $364,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Forest St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures