12 Floyd St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 12 Floyd St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,188 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (Dec 1971)
Tax Bill	$5,718 (2026)
Deeds & Mortgages	Aug 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C01480`

Property Details

APN / Parcel Number

Primary APN	`C01480`
Alternative APNs	`LOWE M:182 B:2370 L:12` `M:000182 T:C01480`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,188 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	1,094 sqft
Basement Area	1,094 sqft
Unfinished Basement	1,094 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	C01480
Street Address	12 FLOYD ST
City	LOWELL
State	MA
Zip	01852-4108
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	2370
Legal Lot Number	12
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1009
Census Tract	312000

Owner

12 Floyd St, a duplex, is owned by an individual who acquired it in August 2026.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	108 MARY THERESA TER, LOWELL, MA 01854-1413
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 1971 · Amount on File
Deed Sale	Dec 24, 1971 · Amount on File
Last Transfer Date	Aug 5, 2026
Transfer Doc	0000000445
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 12, 2026
Property Address	12 FLOYD ST, LOWELL, MA 01852-4108
Document Number	0000000445
Book / Page	40275 / 264
Instrument Date	Aug 5, 2026
Instrument	2026445
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MARY THERESA TER, LOWELL, MA 01854-1413

Tax Assessment & Valuation

The 2026 property tax bill for 12 Floyd St was $5,718, up 2.1% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,718.00 (+2.05%)	$503,800 (+3.22%) Land $148,600 Building $355,200	$563,021
2025	$5,603.00 (+11.02%)	$488,100 (+15.17%) Land $138,900 Building $349,200
2024	$5,047.00 (+5.19%)	$423,800 (+9.71%) Land $125,300 Building $298,500
2023	$4,798.00	$386,300 Land $108,900 Building $277,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Floyd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Floyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20