11 Floyd St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 11 Floyd St, Lowell, MA 01852

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,395 sqft · built 1910
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jan 2024)
Tax Bill	$4,985 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M21100`

Property Details

APN / Parcel Number

Primary APN	`M21100`
Alternative APNs	`LOWE M:182 B:2370 L:11` `M:000182 T:M21100`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,395 sqft Living Area
Gross Area	4,326 sqft
1st Floor Area	1,078 sqft
Basement Area	1,078 sqft
Unfinished Basement	1,078 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M21100
Street Address	11 FLOYD ST
City	LOWELL
State	MA
Zip	01852-4107
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	2370
Legal Lot Number	11
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1011
Census Tract	312000

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56 LOCUST ST, LYNNFIELD, MA 01940-1565
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Apr 4, 2011 · Amount on Record
Deed Document Number	20241875
Deed Book / Page	38293 / 231
Record Updated	Jun 8, 2026

January 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 24, 2024
Property Address	11 FLOYD ST, LOWELL, MA 01852-4107
Document Number	038293-231
Book / Page	38293 / 231
Instrument Date	Jan 24, 2024
Instrument	1875
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 LOCUST ST, LYNNFIELD, MA 01940-1565

Mortgage

Document Number	0000001876
Date	Jan 24, 2024
Instrument	1876

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,985.00 (-16.32%)	$434,200 (-13.19%) Land $97,800 Building $336,400
2024	$5,957.00 (+7.26%)	$500,200 (+11.85%) Land $88,200 Building $412,000
2023	$5,554.00	$447,200 Land $76,700 Building $370,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20