12 E Queen St, Ephrata, PA 17522 Property Records

Lancaster County property record for 12 E Queen St, Ephrata, PA 17522

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,280 sqft · built 1947
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$124,900 (Mar 2016)
Tax Bill$2,472 (2025)
Deeds & MortgagesNov 2023 Mortgage
Nov 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN260-64831-0-0000

Property Details

APN / Parcel Number

Primary APN260-64831-0-0000
Alternative APN
  • 2607M7D 11 9

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,280 sqft Living Area
Gross Area1,920 sqft
1st Floor Area640 sqft
Upper Floors Area640 sqft
Basement Area640 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleRow Home
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck Area150 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 E QUEEN ST
CityEPHRATA
StatePA
Zip17522-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD
Legal Description12 E QUEEN ST
Legal Lot Number9
JurisdictionLANCASTER PA
Township / Civil DivisionEPHRATA
Census Block Group4
Census Block4007
Census Tract12200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 E QUEEN ST, EPHRATA, PA 17522-2325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Nov 20, 2019Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2016 · Amount on Record
Deed SaleMar 30, 2016 · Amount on Record
Prior SaleMay 15, 2012 · Amount on Record
Deed Document Number20166257536
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address12 E QUEEN ST, EPHRATA, PA 17522-2325
Transaction TypeMortgage
Record UpdatedApr 7, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E QUEEN ST, EPHRATA, PA 17522-2325

Mortgage

Document Number0006761342
DateNov 14, 2023
Instrument6761342
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueOct 1, 2051

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLANCASTER PA
Property Address12 E QUEEN ST, EPHRATA, PA 17522-2325
Document Number0006499641
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E QUEEN ST EPHRATA PA 175222325, EPHRATA, PA 17522-2325

Mortgage

Document Number0006499641
DateJan 2, 2020
Instrument6499641
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityEphrata Borough
Unified School DistrictEphrata Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,800 (-) Land $30,100 Building $70,700$100,800 (-) Land $30,100 Building $70,700
2025$2,472.00 (+2.28%)
2024$2,417.00$100,800 Land $30,100 Building $70,700
2018$100,800 Land $30,100 Building $70,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1987)
Most Recent ClaimSep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPHRATA AREA JOINT AUTHORITY
serves 24,500 people · EPA ID PA7360045
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Cable Technologies
Fiber · Cable in parts of the area
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
Upward Broadband
Fixed Wireless
100 / 40
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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