Lancaster County property record for 10 E Queen St, Ephrata, PA 17522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1947 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Nov 2025) |
| Tax Bill | $2,565 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-63550-0-0000 |
| Primary APN | 260-63550-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 640 sqft |
| Upper Floors Area | 640 sqft |
| Basement Area | 640 sqft |
| Game Room | Game Room |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Row Home |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 24 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 E QUEEN ST |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMD |
| Legal Description | 10 E QUEEN ST |
| Legal Lot Number | 10 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 12200 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 E QUEEN ST, EPHRATA, PA 17522-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 13, 2025 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Aug 3, 2021 | Deed, Transfer · FHA Mortgage FULTON BANK NA |
| Nov 2, 2017 | Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Aug 3, 2021 · Amount on Record |
| Deed Document Number | 202545255 |
| Prior Transfer Date | Feb 18, 2007 |
| Prior Transfer Doc | 0005600872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 10 E QUEEN ST, EPHRATA, PA 17522-2325 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 E QUEEN ST, EPHRATA, PA 17522-2325 |
| Document Number | 0006700972 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 6700972 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Nov 13, 2025 |
| Property Address | 10 E QUEEN ST, EPHRATA, PA 17522-2325 |
| Document Number | 20250045255 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 20250045255 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 E QUEEN ST, EPHRATA, PA 17522-2325 |
| Document Number | 20250045256 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 20250045256 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Aug 3, 2021 |
| Property Address | 10 E QUEEN ST, EPHRATA, PA 17522-2325 |
| Document Number | 0006622084 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 6622084 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | SUSQUEHANNA SETTLEMENT ASSOCIATES, SUSQUEHANNA SETTLEMENT ASSC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,830.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10 E QUEEN ST, EPHRATA, PA 17522-2325 |
| Document Number | 0006622085 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 6622085 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Nov 2, 2017 |
| Property Address | 10 E QUEEN ST, EPHRATA, PA 17522-2325 |
| Document Number | 0006365151 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 6365151 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 E QUEEN ST, EPHRATA, PA 17522-2325 |
| Document Number | 0006365152 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 6365152 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,600 (-) Land $30,100 Building $74,500 | $104,600 (-) Land $30,100 Building $74,500 | |
| 2025 | $2,565.00 (+2.27%) | $104,600 (-) Land $30,100 Building $74,500 | |
| 2024 | $2,508.00 Homeowner's exemption | $104,600 Land $30,100 Building $74,500 | |
| 2018 | $104,600 Land $30,100 Building $74,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1987) |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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