12 E Howard St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 12 E Howard St, Clayton, NJ 08312

Property Summary

Property TypeSingle Family Home
Details1,092 sqft · built 1950
Lot Size0.26 acres (11,317 sqft)
OwnerIndividual Name on File
Tax Bill$6,307 (2025)
Flood ZoneZone X (minimal risk)
APN01-01406-0000-00007

Property Details

APN / Parcel Number

Primary APN01-01406-0000-00007
Alternative APNs
  • 0100041B00012A
  • 010140600007

Interior

Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Construction TypeBrick
Lot Area11,317 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0100041B00012A
Street Address12 E HOWARD ST
CityCLAYTON
StateNJ
Zip08312-1236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal SubdivisionPETERSON FARM
Legal Block1406
Legal Lot Number7
JurisdictionGLOUCESTER NJ
Township / Civil DivisionCLAYTON
Census Block Group1
Census Block1022
Census Tract501501

Owner

12 E Howard St is owned and occupied by an individual who acquired it in January 2001.

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner of RecordIndividual Name on File
Mailing Address12 E HOWARD ST, CLAYTON, NJ 08312-1236
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 29, 2001
Transfer Doc0000003951
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 12 E Howard St was $6,307 with a veteran's exemption, up 8.3% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
MunicipalityClayton Borough
Unified School DistrictClayton Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,700 (+12.71%) Land $58,000 Building $218,700$276,700 (+12.71%) Land $58,000 Building $218,700
2025$6,307.00 (+8.26%) Veteran's exemption$245,500 Land $58,000 Building $187,500$245,500 Land $58,000 Building $187,500
2024$5,826.00
2023$130,900 Land $32,900 Building $98,000$130,900 Land $32,900 Building $98,000
2022$4,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 E Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 E Howard St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF CLAYTON
serves 8,179 people · EPA ID NJ0801001
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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