11 E Howard St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 11 E Howard St, Clayton, NJ 08312

Property Summary

Property TypeSingle Family Home
Details728 sqft · built 1952
Lot Size0.367 acres (16,000 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Oct 2020)
Tax Bill$4,850 (2025)
Deeds & MortgagesSep 2026 Mortgage
Oct 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-01512-0000-00015

Property Details

APN / Parcel Number

Primary APN01-01512-0000-00015
Alternative APNs
  • 0100041C00012
  • 010151200015

Interior

Stories1 Story
Building Area728 sqft Living Area
1st Floor Area728 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area16,000 sqft (0.367 acres)
Lot Dimensions160 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0100041C00012
Street Address11 E HOWARD ST
CityCLAYTON
StateNJ
Zip08312-1235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal DescriptionALSO LOT 16 8
Legal SubdivisionPATERSON FARM SEC 41C
Legal Block1512
Legal Lot Number15
JurisdictionGLOUCESTER NJ
Township / Civil DivisionCLAYTON
Census Block Group2
Census Block2010
Census Tract501501

Owner

Source: Gloucester County and Clayton Borough records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11 E HOWARD ST, CLAYTON, NJ 08312-1235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Deed of Trust, Mortgage · FHA Mortgage
SIMPLE TITLE, SIMPLIFILE
Oct 21, 2020Grant Deed, Transfer · FHA Mortgage
GATEWAY MTG GRP
Dec 19, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jan 22, 2018Grant Deed, Transfer
NATIONS TITLE
Jul 11, 2017Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2020 · Amount on Record
Deed SaleOct 30, 2020 · Amount on Record
Prior SaleJan 22, 2018 · Amount on Record
Deed Document Number202046554
Deed Book / Page6365 / 160
Prior Transfer DateMay 31, 2017
Prior Transfer Doc0000026013
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER NJ
Recording DateSep 24, 2026
Property Address11 E HOWARD ST, CLAYTON, NJ 08312-1235
Document Number0000032111
Book / Page19439 / 120
Instrument DateSep 24, 2026
Instrument202632111
Transaction TypeMortgage
Record UpdatedOct 6, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 E HOWARD ST, CLAYTON, NJ 08312-1235

Mortgage

Document Number0000032111,
DateSep 24, 2026
Book Page19439/120
Instrument202632111
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
Interest
Max Rate-1%

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGLOUCESTER NJ
Recording DateOct 21, 2020
Property Address11 E HOWARD ST, CLAYTON, NJ 08312-1235
Document Number0000046554
Instrument DateOct 21, 2020
Instrument46554
Transaction TypeTransfer
Record UpdatedMar 3, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 E HOWARD ST CLAYTON NJ 083121235, CLAYTON, NJ 08312-1235

Mortgage

Document Number46555
DateOct 21, 2020
Instrument46555
Lender
NameGATEWAY MTG GRP
AddressJENKS, OK 74037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 20, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGLOUCESTER NJ
Recording DateDec 19, 2018
Property Address11 E HOWARD ST, CLAYTON, NJ 08312-1235
Document Number0000047405
Book / Page006003 / 000039
Instrument DateDec 18, 2018
Instrument47405
Transaction TypeTransfer
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1766 MAGNOLIA RD VINELAND NJ 083616576, VINELAND, NJ 08361-6576

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGLOUCESTER NJ
Recording DateJan 22, 2018
Property Address11 E HOWARD ST, CLAYTON, NJ 08312-1235
Document Number0000002601
Book / Page005805 / 000262
Instrument DateJan 10, 2018
Instrument2601
Transaction TypeTransfer
Record UpdatedFeb 6, 2018
Title CompanyNATIONS TITLE

Transaction

AmountAmount Recorded
Tax$82.50
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1766 MAGNOLIA RD VINELAND NJ 083616576, VINELAND, NJ 08361-6576

July 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionGLOUCESTER NJ
Recording DateJul 11, 2017
Property Address11 E HOWARD ST, CLAYTON, NJ 08312-1235
Document Number0000026013
Book / Page05686 / 251
Instrument DateMay 31, 2017
Instrument26013
Transaction TypeForeclosure
Record UpdatedNov 5, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 S DOUGLASS RD # 200-A, 200, ANAHEIM, CA 92806-5951
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
MunicipalityClayton Borough
Unified School DistrictClayton Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,100 (+22.4%) Land $63,500 Building $167,600$231,100 (+22.4%) Land $63,500 Building $167,600
2025$4,850.00 (+3.81%)$188,800 (+77.61%) Land $63,500 Building $125,300$188,800 (+77.61%) Land $63,500 Building $125,300
2024$4,672.00 (+9.98%)
2023$106,300 Land $38,300 Building $68,000$106,300 Land $38,300 Building $68,000
2022$4,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF CLAYTON
serves 8,179 people · EPA ID NJ0801001
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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