12 E 38th St, Wilmington, DE 19802 Property Records

New Castle County property record for 12 E 38th St, Wilmington, DE 19802

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1910
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$105,275 (Feb 2009)
Tax Bill$1,701 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-144.00-013

Property Details

APN / Parcel Number

Primary APN06-144.00-013

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,248 sqft Living Area
1st Floor Area672 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOld Style
Exterior MaterialAsbestos
Roof TypeFlat
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions88 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water
SewerConnected

Location & Zoning

Street Address12 E 38TH ST
CityWILMINGTON
StateDE
Zip19802-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC5
Legal DescriptionL20 21
Legal SubdivisionPENNROSE
Legal Lot Number20 21
JurisdictionNEW CASTLE DE
Township / Civil DivisionBRANDYWINE
Census Block Group1
Census Block1024
Census Tract10704

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 E 38TH ST, WILMINGTON, DE 19802-2324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2009 · Amount on Record
Deed SaleFeb 20, 2009 · Amount on Record
Prior SaleSep 16, 2008 · Amount on Record
Deed Document Number20099491
Prior Transfer DateSep 26, 2008
Prior Transfer Doc0000007015
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address12 E 38TH ST, WILMINGTON, DE 19802-2324
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E 38TH ST, WILMINGTON, DE 19802-2324

Mortgage

Document Number0000013512
DateJan 29, 2021
Instrument20210129-0013512
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term261 Months
DueOct 1, 2042

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictBrandywine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,701.00 (+80.96%)$218,800 (+731.94%) Land $41,200 Building $177,600
2024$161,010
2023$940.00$26,300 Land $3,800 Building $22,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMINGTON WATER DEPARTMENT
serves 107,976 people · EPA ID DE0000663
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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