New Castle County property record for 105 E 38th St, Wilmington, DE 19802
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1955 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $63,000 (Dec 2013) |
| Tax Bill | $1,975 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-144.00-118 |
| Primary APN | 06-144.00-118 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Roof Type | Flat |
| Roof Material | Wood |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 99 ft deep x 20 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 105 E 38TH ST |
|---|---|
| City | WILMINGTON |
| State | DE |
| Zip | 19802-2325 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NC5 |
| Legal Subdivision | PENNROSE |
| Legal Lot Number | 69 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | BRANDYWINE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10704 |
Source: New Castle County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 E 38TH ST, WILMINGTON, DE 19802-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 10, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Aug 10, 2017 | Loan Modification, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2013 · Amount on Record |
| Deed Sale | Dec 18, 2013 · Amount on Record |
| Deed Document Number | 201378087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 105 E 38TH ST, WILMINGTON, DE 19802-2325 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 105 E 38TH ST, WILMINGTON, DE 19802-2325 |
| Document Number | 0000084939 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 20231221-0084939 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 105 E 38TH ST, WILMINGTON, DE 19802-2325 |
| Document Number | 0000084085 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 105 E THIRTY EIGHTH ST WILMINGTON DE 19802, WILMINGTON, DE 19802 |
| Document Number | 0000084085 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 84085 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 105 E 38TH ST, WILMINGTON, DE 19802-2325 |
| Document Number | 0000053512 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 E 38TH ST WILMINGTON DE 198022325, WILMINGTON, DE 19802-2325 |
| Document Number | 0000053512 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 53512 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Brandywine School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,975.00 (+57%) | $254,100 (+621.88%) Land $41,200 Building $212,900 |
| 2023 | $1,258.00 | $35,200 Land $3,500 Building $31,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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