12 Dean Ct, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 12 Dean Ct, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,916 sqft · built 1957
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,500 (Jul 1995)
Tax Bill	$15,079 (2024)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473489 89.-2-54`

Property Details

APN / Parcel Number

Primary APN	`473489 89.-2-54`
Alternative APNs	`0800-089.00-02.00-054.000` `348908900000020540000000` `47340021696`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,916 sqft Living Area
1st Floor Area	1,181 sqft
2nd Floor Area	735 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	11,761 sqft (0.27 acres)
View / Lot	Suburban
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	12 DEAN CT
City	COMMACK
State	NY
Zip	11725-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-178226 TC-52 *2418 SEC 1 LOT 94 BIRCHWOOD PARK AT COMMACK
Legal Block	2
Legal Lot Number	54
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2028
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 DEAN CT, COMMACK, NY 11725-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK
Aug 21, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 1995 · Amount on Record
Deed Sale	Jul 19, 1995 · Amount on Record
Prior Sale	Jul 19, 1995 · Amount on Record
Deed Book / Page	11733 / 754
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	12 DEAN CT, COMMACK, NY 11725-2001
Document Number	0228550263
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 DEAN CT COMMACK NY 117252001, COMMACK, NY 11725-2001

Mortgage

Document Number	0228550263
Date	Sep 14, 2017
Book Page	022855/000263

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	12 DEAN CT, COMMACK, NY 11725-2001
Document Number	0228550264
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DEAN CT COMMACK NY 117252001, COMMACK, NY 11725-2001

Mortgage

Document Number	0228550264
Date	Sep 14, 2017
Book Page	022855/000264

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Sep 13, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,865 (-) Land $300 Building $5,565	$733,125 (+10,774%) Land $37,500 Building $695,625
2024	$15,079.00
2023		$5,865 Land $300 Building $5,565	$6,742 Land $345 Building $6,397

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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