11 Dean Ct, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 11 Dean Ct, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1958
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$9,759 (2024)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 89.-1-12`

Property Details

APN / Parcel Number

Primary APN	`473489 89.-1-12`
Alternative APNs	`0800-089.00-01.00-012.000` `348908900000010120000000` `47340021596`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,350 sqft
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	11 DEAN CT
City	COMMACK
State	NY
Zip	11725-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-178201 TC-52 *2418 SEC 1 LOT 93 BIRCHWOOD PARK AT COMMACK
Legal Block	1
Legal Lot Number	12
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2028
Census Tract	135101

Owner

11 Dean Ct is owned and occupied by an individual who acquired it in August 1994.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	11 DEAN CT, COMMACK, NY 11725-2001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Reverse Mortgage FAREVERSE LLC
Sep 1, 2026	Deed of Trust, Mortgage · ARM SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 16, 1994
Transfer Doc	1169000911
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Sep 1, 2026
Property Address	11 DEAN CT, COMMACK, NY 11725-2001
Document Number	2374000093
Book / Page	23748 / 93
Instrument Date	May 13, 2026
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 DEAN CT, COMMACK, NY 11725-2001

Mortgage

Document Number	2374000093,
Date	Sep 1, 2026
Book Page	23748/93

Lender

Name	FAREVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months
Due	Oct 1, 2111

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Initial Type	Adjustable Rate
Type Change Date	Jan 7, 2026
Index	1-Year CMT
Margin	2
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Sep 1, 2026
Property Address	11 DEAN CT, COMMACK, NY 11725-2001
Document Number	2374000094
Book / Page	23748 / 94
Instrument Date	May 13, 2026
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 DEAN CT, COMMACK, NY 11725-2001

Mortgage

Document Number	2374000094,
Date	Sep 1, 2026
Book Page	23748/94

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	ARM
Amount	Amount on Record
Term	999 Months
Due	Oct 1, 2111

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Initial Type	Adjustable Rate
Type Change Date	Jan 7, 2026
Index	1-Year CMT
Margin	2
Max Rate	-1%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,020 Land $300 Building $3,720	$502,500 Land $37,500 Building $465,000
2024	$9,759.00
2023		$4,020 Land $300 Building $3,720	$4,621 Land $345 Building $4,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Dean Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Dean Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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