12 Dale Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 12 Dale Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,882 sqft · built 1958
Lot Size	0.521 acres (22,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Dec 1999)
Tax Bill	$21,599 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-05301-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`18-05301-0000-00018`
Alternative APNs	`1800094L00013` `180530100018`

Interior

Stories	2 Stories
Building Area	2,882 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,695 sqft (0.521 acres)

Location & Zoning

Old Parcel Number	1800094L00013
Street Address	12 DALE DR
City	SUMMIT
State	NJ
Zip	07901-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	5301
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3007
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 DALE DR, SUMMIT, NJ 07901-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit FRANKLIN MINT FCU
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 1999 · Amount on Record
Deed Sale	Dec 8, 1999 · Amount on Record
Deed Document Number	199974944
Deed Book / Page	4909 / 154
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 DALE DR, SUMMIT, NJ 07901-3105
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	SUBURBAN W ABSTRACTORS, SUBURBAN WEST ABSTRACTORS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DALE DR, SUMMIT, NJ 07901-3105

Mortgage

Document Number	0153702910
Date	Jun 2, 2023
Book Page	15370/2910
Instrument	52481

Lender

Name	FRANKLIN MINT FCU
Type	Credit Union
Address	CHADDS FORD, PA 19317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 DALE DR, SUMMIT, NJ 07901-3105
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DALE DR, SUMMIT, NJ 07901-3105

Mortgage

Document Number	0148892311
Date	Feb 19, 2021
Book Page	14889/2311
Instrument	4651

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 DALE DR, SUMMIT, NJ 07901-3105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147842974
Date	Oct 7, 2020
Book Page	14784/2974
Instrument	700599

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 DALE DR, SUMMIT, NJ 07901-3105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147382139
Date	Jul 30, 2020
Book Page	14738/2139
Instrument	695807

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 DALE DR, SUMMIT, NJ 07901-3105
Document Number	0146032181
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DALE DR SUMMIT NJ 079013105, SUMMIT, NJ 07901-3105

Mortgage

Document Number	0146032181
Date	Oct 7, 2019
Book Page	014603/002181
Instrument	679648

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2034

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,100 (-) Land $303,700 Building $179,400	$483,100 (-) Land $303,700 Building $179,400
2025	$21,599.00 (+2.64%)	$483,100 (-) Land $303,700 Building $179,400	$483,100 (-) Land $303,700 Building $179,400
2024	$21,043.00 (+1.7%)
2023		$483,100 Land $303,700 Building $179,400	$483,100 Land $303,700 Building $179,400
2022	$20,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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