10 Dale Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 10 Dale Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,728 sqft · built 1959
Lot Size	0.338 acres (14,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Aug 2024)
Tax Bill	$17,692 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05301-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`18-05301-0000-00019`
Alternative APNs	`1800094L00014` `180530100019`

Interior

Stories	2 Stories
Building Area	2,728 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	14,723 sqft (0.338 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800094L00014
Street Address	10 DALE DR
City	SUMMIT
State	NJ
Zip	07901-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	ROLLING HILL SEC 01
Legal Block	5301
Legal Lot Number	19
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3007
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 DALE DR, SUMMIT, NJ 07901-3105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 6, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	202440253
Deed Book / Page	6555 / 2597
Prior Transfer Date	Nov 13, 2010
Prior Transfer Doc	0058460479
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	10 DALE DR, SUMMIT, NJ 07901-3105
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	CONTINETAL ABSTRACT LLC, CONTINENTAL ABSTRACT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 DALE DR, SUMMIT, NJ 07901-3105

Mortgage

Document Number	0157562585
Date	Feb 4, 2026
Book Page	15756/2585
Instrument	88284

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	10.3%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 6, 2020
Property Address	10 DALE DR, SUMMIT, NJ 07901-3105
Document Number	0063762785
Book / Page	6376 / 2785
Instrument Date	Jul 24, 2020
Instrument	326627
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	HILLTOP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 DALE DR, SUMMIT, NJ 07901-3105

Mortgage

Document Number	696138
Date	Aug 6, 2020
Instrument	696138

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,700 (-) Land $272,200 Building $123,500	$395,700 (-) Land $272,200 Building $123,500
2025	$17,692.00 (+2.64%)	$395,700 (-) Land $272,200 Building $123,500	$395,700 (-) Land $272,200 Building $123,500
2024	$17,237.00 (+1.71%)
2023		$395,700 Land $272,200 Building $123,500	$395,700 Land $272,200 Building $123,500
2022	$16,947.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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