St. Louis County property record for 12 Concord Ln, Saint Louis, MO 63128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,422 sqft · built 1942 |
| Lot Size | 0.517 acres (22,499 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,144 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27L-22-0079 |
| Primary APN | 27L-22-0079 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Gross Area | 1,871 sqft |
| 1st Floor Area | 1,242 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 22,499 sqft (0.517 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 49 sqft |
| Poultry House | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 CONCORD LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63128-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CONCORD WOODS & LOT PT 10 LOT 12 |
| Legal Subdivision | CONCORD WOODS |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 221202 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12 CONCORD LN, SAINT LOUIS, MO 63128-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 2, 2004 |
| Transfer Doc | 0000000439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12 CONCORD LN, SAINT LOUIS, MO 63128-1201 |
| Document Number | 0233600992 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12 CONCORD LN ST LOUIS MO 631281201, ST LOUIS, MO 63128-1201 |
| Document Number | 0233600992 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 023360/000992 |
| Instrument | 209 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Lindbergh School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,120 (-) Land $27,080 Building $38,040 | $342,700 (-) Land $142,500 Building $200,200 | |
| 2025 | $4,144.00 (+10.1%) | $65,120 (+12.57%) Land $27,080 Building $38,040 | $342,700 (+12.55%) Land $142,500 Building $200,200 |
| 2024 | $3,764.00 (+0.24%) | ||
| 2023 | $3,755.00 (+4.02%) | $57,850 (+7.57%) Land $24,810 Building $33,040 | $304,500 (+7.6%) Land $130,600 Building $173,900 |
| 2022 | $3,610.00 | $53,780 Land $27,080 Building $26,700 | |
| 2021 | $283,000 Land $142,500 Building $140,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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