11 Concord Ln, Saint Louis, MO 63128 Property Records

St. Louis County property record for 11 Concord Ln, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,177 sqft · built 1941
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on File
Last Sale	$365,100 (Aug 2018)
Tax Bill	$4,674 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27L-22-0091`

Property Details

APN / Parcel Number

Primary APN	`27L-22-0091`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,177 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	1,234 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	216 sqft
Deck Area	264 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	96 sqft
Poultry House	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11 CONCORD LN
City	SAINT LOUIS
State	MO
Zip	63128-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CONCORD WOODS & LOT PT 9 LOT 11
Legal Subdivision	CONCORD WOODS
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1005
Census Tract	221202

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 CONCORD LN, SAINT LOUIS, MO 63128-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 2, 2018	Warranty Deed, Transfer MIDLAND STATES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Jul 17, 2014 · Amount on File
Deed Document Number	2018448
Deed Book / Page	23136 / 2806
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	11 CONCORD LN, SAINT LOUIS, MO 63128-1201
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CONCORD LN, SAINT LOUIS, MO 63128-1201

Mortgage

Document Number	0247440292
Date	Mar 23, 2021
Book Page	24744/292
Instrument	2021032300507

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 2, 2018
Property Address	11 CONCORD LN, SAINT LOUIS, MO 63128-1201
Document Number	0231362806
Book / Page	023136 / 002806
Instrument Date	Jul 31, 2018
Instrument	448
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 CONCORD LN ST LOUIS MO 631281201, ST LOUIS, MO 63128-1201

Mortgage

Document Number	231362809
Date	Aug 2, 2018
Book Page	023136/002809
Instrument	449

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,510 (-) Land $27,360 Building $46,150	$386,900 (-) Land $144,000 Building $242,900
2025	$4,674.00 (+2.23%)	$73,510 (+4.48%) Land $27,360 Building $46,150	$386,900 (+4.48%) Land $144,000 Building $242,900
2024	$4,572.00 (+0.24%)
2023	$4,561.00 (+4.87%)	$70,360 (+8.6%) Land $25,080 Building $45,280	$370,300 (+8.59%) Land $132,000 Building $238,300
2022	$4,349.00	$64,790 Land $27,360 Building $37,430
2021			$341,000 Land $144,000 Building $197,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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