12 Central Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 12 Central Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,221 sqft · built 1902
Lot Size	0.071 acres (3,100 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Aug 2023)
Tax Bill	$12,872 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01509-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`13-01509-0000-00025`
Alternative APN	`130150900025`

Interior

Stories	2 Stories
Building Area	1,221 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	3,100 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130150900025
Street Address	12 CENTRAL AVE
City	MONTCLAIR
State	NJ
Zip	07042-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	31X100 IRR
Legal Block	1509
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3003
Census Tract	16600

Owner

12 Central Ave is owned and occupied by two individuals who bought it in August 2023.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 CENTRAL AVE, MONTCLAIR, NJ 07042-2911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Prior Sale	Nov 8, 2004 · Amount on File
Deed Document Number	202352137
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 29, 2023
Property Address	12 CENTRAL AVE, MONTCLAIR, NJ 07042-2911
Document Number	0000052137
Instrument Date	Aug 3, 2023
Instrument	2023052137
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,830.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 VALLEY RD, UPPER MONTCLAIR, NJ 07043-2729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 CENTRAL AVE, MONTCLAIR, NJ 07042-2911

Mortgage

Document Number	0000052138
Date	Aug 29, 2023
Instrument	2023052138

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 12 Central Ave was $12,872, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,100 (-) Land $215,300 Building $150,800	$366,100 (-) Land $215,300 Building $150,800
2025	$12,872.00 (+3.32%)	$366,100 Land $215,300 Building $150,800	$366,100 Land $215,300 Building $150,800
2024	$12,458.00
2023		$362,300 (-) Land $215,300 Building $147,000	$362,300 (-) Land $215,300 Building $147,000
2022	$11,912.00 (+10.34%)	$362,300 Land $215,300 Building $147,000	$362,300 Land $215,300 Building $147,000
2021	$10,796.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20