Essex County and Montclair Township property record for 10 Central Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,155 sqft · built 2020 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,450,000 (Apr 2021) |
| Tax Bill | $39,425 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01509-0000-00026 |
| Primary APN | 13-01509-0000-00026 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,155 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 180 ft deep x 55 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130150900026 |
|---|---|
| Street Address | 10 CENTRAL AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 55X180 IRR |
| Legal Block | 1509 |
| Legal Lot Number | 26 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 16600 |
10 Central Ave is owned and occupied by two individuals who bought it in April 2021.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 CENTRAL AVE, MONTCLAIR, NJ 07042-2911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP |
| Apr 23, 2021 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Oct 30, 2018 | Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS |
| Oct 30, 2018 | Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS |
| Aug 16, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on File |
| Deed Sale | Apr 23, 2021 · Amount on File |
| Prior Sale | Aug 16, 2018 · Amount on File |
| Deed Document Number | 202151059 |
| Prior Transfer Date | Jul 29, 2009 |
| Prior Transfer Doc | 0009081732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 CENTRAL AVE, MONTCLAIR, NJ 07042-2911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3000 EXECUTIVE DR 102, 102, WEST ORANGE, NJ 07052-3332 |
| Document Number | 0000067365 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025067365 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 23, 2021 |
| Property Address | 10 CENTRAL AVE, MONTCLAIR, NJ 07042-2911 |
| Document Number | 0000051059 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021051059 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 CLINTON ST, 40, NEWARK, NJ 07102-3727 |
| Name | Verified Name |
|---|---|
| Address | 10 CENTRAL AVE, MONTCLAIR, NJ 07042-2911 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051060 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021051060 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 CENTRAL AVE, MONTCLAIR, NJ 07042-2911 |
| Document Number | 0000096636 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 CLINTON ST #L32250 NEWARK NJ 07102, L32250, NEWARK, NJ 07102 |
| Document Number | 0000096636 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 96636 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | HOBOKEN, NJ 07030 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 10 CENTRAL AVE, MONTCLAIR, NJ 07042-2911 |
| Document Number | 0000096637 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 CLINTON ST #L32250 NEWARK NJ 07102, L32250, NEWARK, NJ 07102 |
| Document Number | 0000096637 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 96637 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | HOBOKEN, NJ 07030 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 16, 2018 |
| Property Address | 10 CENTRAL AVE, MONTCLAIR, NJ 07042-2911 |
| Document Number | 0000071622 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 71622 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 CENTRAL AVE MONTCLAIR NJ 070422911, MONTCLAIR, NJ 07042-2911 |
The 2025 property tax bill for 10 Central Ave was $39,425, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,121,300 (-) Land $250,100 Building $871,200 | $1,121,300 (-) Land $250,100 Building $871,200 | |
| 2025 | $39,425.00 (+3.32%) | $1,121,300 Land $250,100 Building $871,200 | $1,121,300 Land $250,100 Building $871,200 |
| 2024 | $38,157.00 | ||
| 2023 | $1,121,300 Land $250,100 Building $871,200 | $1,121,300 Land $250,100 Building $871,200 | |
| 2022 | $36,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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