Delaware County and Sidney Town property record for 12 Cayuga St, Sidney, NY 13838
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,465 sqft · built 1960 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,400 (Apr 2026) |
| Tax Bill | $4,248 (2026) |
| Deeds & Mortgages | Feb 2023 Refinance Oct 2013 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 125001 115.16-3-9 |
| Primary APN | 125001 115.16-3-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,465 sqft Living Area |
| 1st Floor Area | 1,465 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 118 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 452 sqft |
| Canopy | 420 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08202203021 |
|---|---|
| Street Address | 12 CAYUGA ST |
| City | SIDNEY |
| State | NY |
| Zip | 13838-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | IROQUOIS MANOR L-17 |
| Legal Block | 3 |
| Legal Lot Number | 9.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | SIDNEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970402 |
12 Cayuga St is owned by an individual who bought it in April 2026.
Source: Delaware County and Sidney Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26026 STATE HIGHWAY 10, WALTON, NY 13856-2194 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 22, 2013 | Deed of Trust, Mortgage PHH UNITED STATES MORTGAGE CORP |
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 25, 2007 | Deed, Transfer PHH UNITED STATES MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on File |
| Deed Sale | Apr 27, 2026 · Amount on File |
| Prior Sale | Oct 19, 2015 · Amount on File |
| Deed Document Number | 20262382 |
| Deed Book / Page | 1850 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 12 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 002424/246 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 2424/246 |
| Instrument | 1270 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 12 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001898/0000000316 |
|---|---|
| Date | Oct 22, 2013 |
| Book Page | 0000001898/0000000316 |
| Name | PHH UNITED STATES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Apr 27, 2026 |
| Property Address | 12 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Document Number | 0001850/84 |
| Book / Page | 1850 / 84 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.2382 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26026 STATE HIGHWAY 10, WALTON, NY 13856-2194 |
| Investor | Possibly a Property Investor |
| Date | Apr 27, 2026 |
|---|
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Jun 25, 2007 |
| Property Address | 12 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Document Number | 0000001179/0000000058 |
| Book / Page | 0000001179 / 0000000058 |
| Instrument Date | Apr 20, 2007 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | SANDRA MALKIN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Document Number | 0000001461/0000000110 |
|---|---|
| Date | Jun 25, 2007 |
| Book Page | 0000001461/0000000110 |
| Name | PHH UNITED STATES MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 295 Months |
| Due | Jan 1, 2032 |
The 2026 property tax bill for 12 Cayuga St was $4,248, up 1.5% from the year before.
Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Sidney Town |
| Municipality | Sidney Village |
| Unified School District | Sidney Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,248.00 (+1.53%) | ||
| 2025 | $4,184.00 | $74,130 Land $10,000 Building $64,130 | $148,260 Land $20,000 Building $128,260 |
| 2023 | $74,130 (-) Land $10,000 Building $64,130 | $126,600 (+9.8%) Land $17,078 Building $109,522 | |
| 2022 | $74,130 Land $10,000 Building $64,130 | $115,300 Land $15,554 Building $99,746 | |
| 2021 | $2,189.00 (-41.5%) | ||
| 2020 | $3,742.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Cayuga St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Most Recent Claim | Sep 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Cayuga St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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