Delaware County and Sidney Town property record for 10 Cayuga St, Sidney, NY 13838
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,118 sqft · built 1966 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,000 (May 2026) |
| Tax Bill | $4,171 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 125001 115.16-3-8 |
| Primary APN | 125001 115.16-3-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 118 ft deep x 92.9 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08202270021 |
|---|---|
| Street Address | 10 CAYUGA ST |
| City | SIDNEY |
| State | NY |
| Zip | 13838-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | IROQUOIS MANOR L-16 |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | SIDNEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970402 |
Source: Delaware County and Sidney Town records · APN 125001 115.16-3-8
Assessment roll updated April 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 60 BAKER ST, SIDNEY, NY 13838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 18, 2026 | Deed, Transfer · Conventional Mortgage SIDNEY FEDERAL CREDIT UNION |
| Jan 27, 2026 | Deed, Transfer |
| Oct 20, 2025 | Deed, Transfer |
| Sep 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 14, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Jan 27, 2026 · Amount on Record |
| Deed Document Number | 20262735 |
| Deed Book / Page | 1852 / 64 |
| Prior Transfer Date | Aug 25, 2021 |
| Prior Transfer Doc | 001683/191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | May 18, 2026 |
| Property Address | 10 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Document Number | 0001852/64 |
| Book / Page | 1852 / 64 |
| Instrument Date | May 08, 2026 |
| Instrument | 20262735 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 BAKER ST, SIDNEY, NY 13838 |
| Date | May 18, 2026 |
|---|
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jun 01, 2041 |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Jan 27, 2026 |
| Property Address | 10 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Document Number | 001841/261 |
| Book / Page | 1841 / 261 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 547 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 67 E MAIN ST, SIDNEY, NY 13838-1238 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Oct 20, 2025 |
| Property Address | 10 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Document Number | 001832/252 |
| Book / Page | 1832 / 252 |
| Instrument Date | Oct 08, 2025 |
| Instrument | 5915 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 BROADWAY, LATHAM, NY 12110-3102 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 10 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002330/127 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 2330/127 |
| Instrument | 6842 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 14, 2021 |
| Property Address | 10 CAYUGA ST, SIDNEY, NY 13838-1510 |
| Document Number | 1683/191 |
| Book / Page | 1683 / 191 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 6841 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 CAYUGA ST, SIDNEY, NY 13838-1510 |
Source: Delaware County and Sidney Town records · Assessment roll updated April 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Sidney Town |
| Municipality | Sidney Village |
| Unified School District | Sidney Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,171.00 (+0.65%) | $73,900 (-) Land $10,000 Building $63,900 | $147,800 (+9.6%) Land $20,000 Building $127,800 |
| 2024 | $4,144.00 (+89.83%) Homeowner's exemption Senior Citizen's exemption | $73,900 (-) Land $10,000 Building $63,900 | $134,854 (+6.86%) Land $18,248 Building $116,606 |
| 2023 | $73,900 (-) Land $10,000 Building $63,900 | $126,200 (+9.74%) Land $17,077 Building $109,123 | |
| 2022 | $73,900 Land $10,000 Building $63,900 | $115,000 Land $15,562 Building $99,438 | |
| 2021 | $2,183.00 (-19.33%) | ||
| 2020 | $2,706.00 |
Source: FEMA National Flood Hazard Layer as of October 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Most Recent Claim | Sep 2026 |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SIDNEY VILLAGE serves 3,800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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