12 Castle St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 12 Castle St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,574 sqft · built 1915
Lot Size	0.136 acres (5,942 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Oct 2020)
Tax Bill	$6,671 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0005 L:0011`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0005 L:0011`
Alternative APNs	`M:005=F B:0005 L:0011` `5381021`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,574 sqft Living Area
Gross Area	3,462 sqft Gross Area
1st Floor Area	787 sqft 1st Floor
Basement Area	771 sqft Basement
Unfinished Basement	771 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,942 sqft (0.136 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5381021
Street Address	12 CASTLE ST
City	SAUGUS
State	MA
Zip	01906-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	11
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2012
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:005-F B:0005 L:0011

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 CASTLE ST, SAUGUS, MA 01906-3724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2020 · Amount on Record
Deed Sale	Oct 01, 2020 · Amount on Record
Prior Sale	Apr 03, 2006 · Amount on Record
Record Updated	Sep 20, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 01, 2020
Property Address	12 CASTLE ST, SAUGUS, MA 01906-3724
Document Number	0000616980
Instrument Date	Sep 28, 2020
Instrument	616980
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,417.00
Amount Accuracy	Confirmed
Additional	Quitclaim Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CASTLE ST SAUGUS MA 019063724, SAUGUS, MA 01906-3724

Mortgage

Document Number	616981
Date	Oct 01, 2020
Instrument	616981

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,671.00 (+3.91%)	$624,600 (+3.62%) Land $300,800 Building $323,800	$639,065
2024	$6,420.00 (+1.65%)	$602,800 (+7.47%) Land $283,600 Building $319,200
2023	$6,316.00	$560,900 Land $249,200 Building $311,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.