10 Castle St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 10 Castle St, Saugus, MA 01906

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,794 sqft · built 1920
Lot Size	0.156 acres (6,782 sqft)
Owner	2 Individual Names on File
Last Sale	$518,000 (Jun 2017)
Tax Bill	$8,810 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0005 L:0010`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0005 L:0010`
Alternative APNs	`M:005=F B:0005 L:0010` `4281032`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,794 sqft Living Area
Gross Area	5,986 sqft
1st Floor Area	1,519 sqft
Basement Area	1,498 sqft
Unfinished Basement	1,498 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,782 sqft (0.156 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4281032
Street Address	10 CASTLE ST
City	SAUGUS
State	MA
Zip	01906-2386
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NA
Legal Subdivision	PART SAUGUS
Legal Block	5
Legal Lot Number	10
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2012
Census Tract	208101

Owner

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 CASTLE ST, SAUGUS, MA 01906-2386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Prior Sale	Jan 29, 2010 · Amount on Record
Deed Book / Page	35979 / 14
Transfer Doc	2050000355
Record Updated	Jun 8, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 28, 2017
Property Address	10 CASTLE ST, SAUGUS, MA 01906-2386
Document Number	35979-14
Book / Page	035979 / 000014
Instrument Date	Jun 22, 2017
Instrument	1706280459
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 CASTLE ST SAUGUS MA 019063724, SAUGUS, MA 01906-3724

Mortgage

Document Number	35979-17
Date	Jun 28, 2017
Book Page	035979/000017
Instrument	1706280460

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,810.00 (+4.96%)	$824,900 (+4.66%) Land $303,700 Building $521,200
2024	$8,394.00 (+3.4%)	$788,200 (+9.32%) Land $286,400 Building $501,800
2023	$8,118.00	$721,000 Land $251,700 Building $469,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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