12 Carroll St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 12 Carroll St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,433 sqft · built 1932
Lot Size	0.115 acres (5,001 sqft)
Owner	Company Name on Record
Last Sale	$197,136 (Jul 2026)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02430 P:0003`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02430 P:0003`
Alternative APN	`24300003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
1st Floor Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	24300003
Street Address	12 CARROLL ST
City	SPRINGFIELD
State	MA
Zip	01108-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5007
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1833 MAIN ST, 5392, SPRINGFIELD, MA 01103-1006
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed, Transfer · Stand-Alone First Mortgage
Aug 15, 2025	Deed of Trust, Mortgage · Line of Credit STAGE POINT FUND LLC
Dec 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage AS IS LOANS
Mar 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage LATITUDE CAPITAL LLC
Jan 27, 2022	Quit Claim Deed, Transfer · Commercial Mortgage LATITUDE CAPITAL LLC
Jun 23, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	202635203
Deed Book / Page	26434 / 385
Prior Transfer Date	Jan 26, 2022
Prior Transfer Doc	024374-120
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 27, 2026
Property Address	12 CARROLL ST, SPRINGFIELD, MA 01108-2939
Document Number	0000035203
Book / Page	26434 / 385
Instrument Date	Jul 27, 2026
Instrument	202635203
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035204,
Date	Jul 27, 2026
Book Page	26434/396
Instrument	202635204

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	12 CARROLL ST, SPRINGFIELD, MA 01108-2939
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025986-237
Date	Aug 15, 2025
Book Page	25986/237
Instrument	37903

Lender

Name	STAGE POINT FUND LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	12 CARROLL ST, SPRINGFIELD, MA 01108-2939
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024858-529
Date	Dec 29, 2022
Book Page	24858/529
Instrument	75705

Lender

Name	AS IS LOANS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	12 CARROLL ST, SPRINGFIELD, MA 01108-2939
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024466-20
Date	Mar 24, 2022
Book Page	24466/20
Instrument	18016

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 27, 2022
Property Address	12 CARROLL ST, SPRINGFIELD, MA 01108-2939
Document Number	024374-120
Book / Page	24374 / 120
Instrument Date	Jan 26, 2022
Instrument	5296
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16192 COASTAL HWY, LEWES, DE 19958-3608

Mortgage

Document Number	0000005297
Date	Jan 27, 2022
Instrument	5297

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	024374-139
Date	Jan 27, 2022
Book Page	24374/139
Instrument	5298

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 23, 2021
Property Address	12 CARROLL ST, SPRINGFIELD, MA 01108-2939
Document Number	0023956-45
Book / Page	23956 / 45
Instrument Date	Jun 10, 2021
Instrument	42972
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 WARREN AVE, MILTON, MA 02186-1507
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00 (+2.67%)	$274,600 (+11.63%) Land $36,800 Building $237,800	$294,500 (+30.14%)
2024			$226,290
2023	$4,194.00	$246,000 Land $35,100 Building $210,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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