42 Carroll St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 42 Carroll St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,323 sqft · built 1922
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2026)
Tax Bill	$4,069 (2026)
Deeds & Mortgages	May 2026 Second Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02430 P:0008`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02430 P:0008`
Alternative APN	`24300008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
1st Floor Area	756 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	24300008
Street Address	42 CARROLL ST
City	SPRINGFIELD
State	MA
Zip	01108-2969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5008
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	42 CARROLL ST, SPRINGFIELD, MA 01108-2969
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MASSACHUSETTS HOUSING FINANCE AGENCY
May 29, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MASSACHUSETTS HOUSING FINANCE AGENCY
Feb 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	202623999
Deed Book / Page	26350 / 411
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	23105-220
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	May 29, 2026
Property Address	42 CARROLL ST, SPRINGFIELD, MA 01108-2969
Document Number	026350-432
Book / Page	26350 / 432
Instrument Date	May 29, 2026
Instrument	202624001
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CARROLL ST, SPRINGFIELD, MA 01108-2969

Mortgage

Document Number	0000024001,
Date	May 29, 2026
Book Page	26350/432
Instrument	202624001

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 29, 2026
Property Address	42 CARROLL ST, SPRINGFIELD, MA 01108-2969
Document Number	0000023999
Book / Page	26350 / 411
Instrument Date	May 21, 2026
Instrument	202623999
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CARROLL ST, SPRINGFIELD, MA 01108-2969

Mortgage

Date	May 29, 2026

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 28, 2020
Property Address	42 CARROLL ST, SPRINGFIELD, MA 01108-2969
Document Number	23105-220
Book / Page	23105 / 220
Instrument Date	Feb 27, 2020
Instrument	10895
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42005 S W 21ST LN #D # D, D, GAINESVILLE, FL 32607

Mortgage

Document Number	10896
Date	Feb 28, 2020
Instrument	10896

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,069.00 (+14.68%)	$263,200 (+16.31%) Land $35,800 Building $227,400	$291,350 (+5.57%)
2025	$3,548.00 (-1.61%)	$226,300 (+7%) Land $36,800 Building $189,500	$275,975 (+6.92%)
2024			$258,115
2023	$3,606.00	$211,500 Land $35,100 Building $176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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