Otero County property record for 12 Bear Trl, Cloudcroft, NM 88317
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 2,118 sqft · built 1967 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,600 (Dec 2015) |
| Tax Bill | $658 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11O4074091402280 |
| Primary APN | 11O4074091402280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,118 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Paneling |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,803 sqft (0.248 acres) |
| Terrain | Mountain |
| Porch | Porch |
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Electric |
| Sewer | Septic |
| Account Number | R039581 |
|---|---|
| Street Address | 12 BEAR TRL |
| City | CLOUDCROFT |
| State | NM |
| Zip | 88317-9567 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | SUBD: TWIN FORKS RANCH ESTATES #3 LOT 8 BLOCK: 10 |
| Legal Subdivision | TWIN FORKS RANCH ESTATES #3 |
| Legal Block | 10 |
| Legal Lot Number | 8 |
| Jurisdiction | OTERO NM |
| Township / Civil Division | SOUTHEAST OTERO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 901 |
Source: Otero County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1057 CALLE PARQUE DR, EL PASO, TX 79912-7513 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on File |
| Deed Sale | Dec 21, 2015 · Amount on File |
| Deed Document Number | 20159464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO NM |
| Property Address | 12 BEAR TRL, CLOUDCROFT, NM 88317-9567 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1057 CALLE PARQUE DR, EL PASO, TX 79912-7513 |
| Document Number | 0202200072 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 202200072 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
Source: Otero County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Otero County |
| Unified School District | Cloudcroft Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,690 (+3%) Land $2,791 Building $40,899 | $131,070 (+3%) Land $8,373 Building $122,697 | |
| 2025 | $658.00 (+4.11%) | $42,418 (+6.09%) Land $2,791 Building $39,627 | $127,253 (+6.09%) Land $8,373 Building $118,880 |
| 2023 | $632.00 | $39,983 Land $2,791 Building $37,192 | $119,949 Land $8,373 Building $111,576 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.1% of the US · above 99.3% of New Mexico |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN FORKS MDWCA serves 1,274 people · EPA ID NM3571119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PVT Networks Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures