10 Aster Ter, Key West, FL 33040 Property Records

Monroe County property record for 10 Aster Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,827 sqft · built 2008
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$176,800 (Dec 1994)
Tax Bill$4,159 (2024)
Deeds & MortgagesApr 2018 Mortgage
Sep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00135560-000000

Property Details

APN / Parcel Number

Primary APN00135560-000000
Alternative APNs
  • 25672500135560000000
  • 1169820

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,827 sqft Living Area
1st Floor Area2,827 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide

Exterior Amenities

Pool Area112 sqft
PorchOpen Porch
Porch Area387 sqft
Patio Area864 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1169820
Old Parcel Number25672500135560000000
Street Address10 ASTER TER
CityKEY WEST
StateFL
Zip33040-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 5 KEY HAVEN THIRD ADDITION RACCOON KEY PB4-115 OR161-98 OR592-852 OR955-2125L/E OR1080-1050/53 OR1082-2305
Legal Range25E
Legal Township67S
Legal Section25
Legal SubdivisionKEY HAVEN 3RD ADD
Legal Block2
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 ASTER TER, KEY WEST, FL 33040-6205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 1994 · Amount on Record
Deed SaleDec 27, 1994 · Amount on Record
Deed Document Number0133500765
Deed Book / Page01335 / 00765
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address10 ASTER TER, KEY WEST, FL 33040-6205
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029040001
DateApr 30, 2018
Book Page2904/0001
Instrument2166723
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address10 ASTER TER, KEY WEST, FL 33040-6205
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyMOULTON LAND TITLE INC, MOULTON LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ASTER TER, KEY WEST, FL 33040-6205

Mortgage

Document Number0031281300
DateSep 29, 2021
Book Page3128/1300
Instrument2341836
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$483,558 (+5.99%)$1,580,601 (+45.16%) Land $966,570 Building $614,031
2024$4,159.00 (+4.87%)
2023$3,966.00 (+2.91%) Homeowner's exemption$456,244 (+3%)$1,088,856 (-0.62%) Land $502,980 Building $585,876
2022$3,854.00 Homeowner's exemption$442,956$1,095,624 Land $502,980 Building $592,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 363 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies388 units insured
incl. 25 condo units
Nearby Flood Claims402 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 46 claims
  • Hurricane Wilma, Nov 2005 · 265 claims
  • Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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