Hampden County and Springfield City property record for 12 Amherst St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,554 sqft · built 1921 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,400 (Dec 1995) |
| Tax Bill | $2,940 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:00410 P:0001 |
| Primary APN | SPRI S:00410 P:0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 4,138 sqft (0.095 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4100001 |
|---|---|
| Street Address | 12 AMHERST ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 801300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
12 Amherst St is owned and occupied by two individuals who acquired it in July 2023.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 AMHERST ST, SPRINGFIELD, MA 01109-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 25, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 1995 · Amount on File |
| Deed Sale | Dec 29, 1995 · Amount on File |
| Deed Book / Page | 9351 / 416 |
| Last Transfer Date | Jul 18, 2023 |
| Transfer Doc | 025090-553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 19, 2026 |
| Property Address | 12 AMHERST ST, SPRINGFIELD, MA 01109-3412 |
| Document Number | 0000039683 |
| Book / Page | 26470 / 206 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 202639683 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 AMHERST ST, SPRINGFIELD, MA 01109-3412 |
| Document Number | 0000039683, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 26470/206 |
| Instrument | 202639683 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 25, 2023 |
| Property Address | 12 AMHERST ST, SPRINGFIELD, MA 01109-3412 |
| Document Number | 025090-553 |
| Book / Page | 25090 / 553 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 34039 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
The 2026 property tax bill for 12 Amherst St was $2,940, up 16.2% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,940.00 (+16.16%) | $190,200 (+17.84%) Land $23,100 Building $167,100 | $224,196 (-0.8%) |
| 2025 | $2,531.00 | $161,400 Land $23,900 Building $137,500 | $226,005 (+20.64%) |
| 2024 | $187,340 | ||
| 2023 | $2,227.00 | $130,600 Land $21,200 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Amherst St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Amherst St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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